| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MCCONKEY BENEFITS & FINANCIAL SERV3 | 2555 KINGSTON ROAD SUITE 100 YORK, PA 17402 | PRINCIPAL LIFE INSURANCE COMPANY | $22K | $2K | $24K | 12.92% |
| CENTERSTONE INSURANCE AND FINANCIAL3 Filed as: CENTERSTONE INS. & FIN. SERVICES | 12404 PARK CENTRAL DRIVE SUITE 4005 DALLAS, TX 752511800 | PRINCIPAL LIFE INSURANCE COMPANY | $0 | $6K | $6K | 3.00% |
| MATHER & STROHL ADMIN SVC INC3 Filed as: MATHER & STROHL ADMINISTRATIVE SERV | 12404 PARK CENTRAL DR STE 4005 DALLAS, TX 75251 | UNITED CONCORDIA INSURANCE COMPANY | $0 | $6K | $6K | 8.24% |
| MCCONKEY BENEFITS & FINANCIAL SERV3 Filed as: MCCONKEY BENEFITS & FINANCIAL SERV. | 2555 KINGSTON ROAD SUITE 100 YORK, PA 17402 | UNITED CONCORDIA INSURANCE COMPANY | $4K | $0 | $4K | 5.09% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 149 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 150 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | UNITED CONCORDIA INSURANCE COMPANY | 122 | $78K |
| Vision | VISION SERVICE PLAN | 121 | $7K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 149 | $186K |
| Short-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 149 | $186K |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 149 | $186K |
| Other | PRINCIPAL LIFE INSURANCE COMPANY | 149 | $186K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 149 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.