| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ABD INS. AND FINANCIAL SVCS., INC.3 | 5448 THORNWOOD DRIVE SAN JOSE, CA 95123 | CALIFORNIA PHYSICIANS SERVICE | $26K | $0 | $26K | 3.43% |
| CLAREMONT BUSINESS GROUP3 | 1000 BURNETT AVENUE, SUITE 440 CONCORD, CA 94520 | CALIFORNIA PHYSICIANS SERVICE | $16K | $0 | $16K | 2.11% |
| SINGLEPOINT INSURANCE SERVICES, INC3 | 5000 HOPYARD ROAD, SUITE 328 PLEASANTON, CA 94588 | CALIFORNIA PHYSICIANS SERVICE | $0 | $14K | $14K | 1.93% |
| ABD INS. AND FINANCIAL SVCS., INC.3 | 777 MARINERS ISLAND BOULEVARD SUITE 250 SAN MATEO, CA 94404 | KAISER FOUNDATION HEALTH PLAN INC | $14K | $15 | $14K | 2.81% |
| SINGLEPOINT INSURANCE SERVICES, INC3 | 5000 HOPYARD ROAD, SUITE 328 PLEASANTON, CA 94588 | KAISER FOUNDATION HEALTH PLAN INC | $14K | $0 | $14K | 2.77% |
| FILICE INSURANCE AGENCY3 Filed as: FILICE INSURANCE SERVICES, LLC | 738 NORTH 1ST STREET, SUITE 202 SAN JOSE, CA 95112 | KAISER FOUNDATION HEALTH PLAN INC | $0 | $572 | $572 | 0.11% |
| ABD INS. AND FINANCIAL SVCS., INC.3 | 777 MARINERS ISLAND BOULEVARD SUITE 250 SAN MATEO, CA 94404 | DELTA DENTAL OF CALIFORNIA | $4K | $0 | $4K | 2.82% |
| ABD INS. AND FINANCIAL SVCS., INC.3 | 777 MARINERS ISLAND BOULEVARD SUITE 250 SAN MATEO, CA 94404 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $6K | $0 | $6K | 6.05% |
| SINGLEPOINT INSURANCE SERVICES, INC3 | 5000 HOPYARD ROAD, SUITE 328 PLEASANTON, CA 94588 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | $0 | $5K | 4.79% |
| FILICE INSURANCE AGENCY3 Filed as: RON FILICE ENTERPRISES, INC. | 738 NORTH 1ST STREET SAN JOSE, CA 95112 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $1K | $1K | 1.51% |
| ABD INS. AND FINANCIAL SVCS., INC.3 | 777 MARINERS ISLAND BOULEVARD SUITE 250 SAN MATEO, CA 94404 | VISION SERVICE PLAN | $822 | $0 | $822 | 3.89% |
| SINGLEPOINT INSURANCE SERVICES, INC3 | 5000 HOPYARD ROAD, SUITE 328 PLEASANTON, CA 94588 | VISION SERVICE PLAN | $596 | $0 | $596 | 2.82% |
| GARY K. ANDERSON3 | 72 MONTE VISTA ROAD FAIRFAX, CA 94930 | AFLAC | $39 | $0 | $39 | 6.16% |
| BALTOR INSURANCE SERVICES3 | 1020 MERNER ROAD HILLSBOROUGH, CA 94010 | AFLAC | $21 | $0 | $21 | 3.32% |
| CHRIS BRANSON3 | PO BOX 930 MAKAWAO, HI 96768 | AFLAC | $8 | $0 | $8 | 1.26% |
| MANA INSURANCE SOLUTIONS INC3 Filed as: MANA INSURANCE SOLUTIONS, INC. | PO BOX 930 MAKAWAO, HI 96768 | AFLAC | $2 | $0 | $2 | 0.32% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 139 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 139 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | CALIFORNIA PHYSICIANS SERVICE | 89 | $1.2M |
| Dental | DELTA DENTAL OF CALIFORNIA | 204 | $145K |
| Vision | VISION SERVICE PLAN | 114 | $21K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 118 | $95K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 118 | $95K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 118 | $95K |
| Prescription drug(2 contracts, 2 carriers) | CALIFORNIA PHYSICIANS SERVICE | 89 | $1.2M |
| Other(3 contracts, 3 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 118 | $104K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 204 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.