No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| EMPLOYEE BENEFIT MANAGEMENT SERVICE EIN 81-0391256 THIRD PARTY ADMINISTRATOR | Recordkeeping and information management (computing, tabulating, data processing, etc.); Contract Administrator; Claims processing Service code 12 | PO BOX 21367 BILLINGS, MT 59104 | $176K |
| 6 DEGREES HEALTH DX LLC EIN 81-4242649 REPRICER | Other insurance fees and expenses Service code 73 | 5800 NE PINEFARM COURT, SUITE 200 HILLSBORO, OR 97124 | $164K |
| ECHELON GROUP EIN 82-0492018 BROKER | Insurance agents and brokers Service code 22 | 408 E PARKCENTER BLVD, SUITE 330 BOISE, ID 83706 | $61K |
| ELEVATION BENEFITS EIN 26-1194207 BROKER | Insurance agents and brokers Service code 22 | 112 SHOSHONE STREET, E, SUITE 3 TWIN FALLS, ID 83301 | $21K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 682 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 0 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 686 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BERKLEY ACCIDENT AND HEALTH | 681 | $490K |
| Vision | BERKLEY ACCIDENT AND HEALTH | 681 | $490K |
| Stop-loss / reinsurancereinsurance | BERKLEY ACCIDENT AND HEALTH | 681 | $490K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 681 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.