| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JAS D COLLIER & CO3 Filed as: JAS D COLLIER AND COMPANY | 606 S MENDENHALL RD #200 MEMPHIS, TN 38117 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $11K | $5K | $16K | 17.20% |
| JAS D COLLIER & CO3 Filed as: JAS D COLLIER AND COMPANY | 606 S MENDENHALL RD #200 MEMPHIS, TN 38117 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $8K | $832 | $9K | 16.55% |
| JAS D COLLIER & CO3 Filed as: JAS D COLLIER AND COMPANY | 606 S MENDENHALL RD #200 MEMPHIS, TN 38117 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $8K | $733 | $9K | 16.40% |
| JAS D COLLIER & CO3 Filed as: JAS D COLLIER AND COMPANY | 606 S MENDENHALL RD #200 MEMPHIS, TN 38117 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $738 | $1K | $2K | 8.20% |
| JAS D COLLIER & CO3 Filed as: JAS D COLLIER AND COMPANY | 606 S MENDENHALL RD #200 MEMPHIS, TN 38117 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | $299 | $3K | 16.90% |
| JAS D COLLIER & CO3 Filed as: JAS D COLLIER AND COMPANY | 606 S MENDENHALL RD #200 MEMPHIS, TN 38117 | THE LINCOLN FINANCIAL LIFE INSURANCE COMPANY | $862 | $108 | $970 | 16.88% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| LUCENT HEALTH SOLUTIONS EIN 39-1997579 PLAN ADMINISTRATOR | Plan Administrator Service code 14 | 5560 W GRANDE MARKET DR. APPLETON, WI 54913 | $74K |
| JAS D COLLIER EIN 62-0632599 INS AGENT OR BROKER | Insurance agents and brokers Service code 22 | 606 S MENDENNALL RD. STE 200 MEMPHIS, TN 38117 | $73K |
| HST TECHNOLOGY SOLUTIONS INC EIN 27-1818792 INSURANCE SERVICES | Insurance services Service code 23 | 3857 BIRCH ST. STE 586 NEWPORT BEACH, CA 92660 | $35K |
| NARUS HEALTH INC EIN 47-1929604 INSURANCE SERVICES | Insurance services Service code 23 | 424 CHURCH ST. STE 2300 NASHVILLE, TN 37219 | $15K |
| HEALTHEOS EIN 39-1634080 INSURANCE SERVICES | Insurance services Service code 23 | PO BOX 29380, GENERAL P.O. NEW YORK, NY 10087 | $10K |
| AMERICAN HEALTH HOLDING EIN 31-1368946 INSURANCE SERVICES | Insurance services Service code 23 | PO BOX 360142 PITTSBURGH, PA 15250 | $6K |
| INTERLINK CARE MANAGEMENT EIN 45-4672075 INSURANCE SERVICES | Insurance services Service code 23 | 4660 NE BELKNAP CT 209 HILLSBORO, OR 97124 | $6K |
| KISX CARD LLC EIN 83-3137984 INSURANCE SERVICES | Insurance services Service code 23 | 1 KACEY COURT STE 100 MECHANICSBURG, PA 17055 | $4K |
| HEALTH SMART EIN 75-2727437 INSURANCE SERVICES | Insurance services Service code 23 | PO BOX 207102 DALLAS, TX 75320 | $3K |
| ALABAMA PREMIER NETWORK EIN 63-1041628 INSURANCE SERVICES | Insurance services Service code 23 | 699A GALLATIN ST. HUNTSVILLE, AL 35801 | $1K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 312 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 2 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 314 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 298 | $90K |
| Vision | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 254 | $25K |
| Life insurance(2 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 135 | $22K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 163 | $53K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 479 | $54K |
| Other(3 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 254 | $46K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 479 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.