| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HOLMES MURPHY & ASSOCIATES3 | 3333 LEE PKWY STE 900 DALLAS, TX 75219 | BLUECROSS BLUESHIELD OF TEXAS | $42K | $2K | $44K | 2.06% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY AND ASSOCIATES INC | 12712 PARK CENTRAL DR. STE 100 DALLAS, TX 75251 | STANDARD INSURANCE COMPANY | $16K | $0 | $16K | 10.77% |
| BENEFIT ADVISORS SRVCS GROUP3 | 1120 SANCTUARY PKWY STE 375 ALPHARETTA, GA 30009 | STANDARD INSURANCE COMPANY | $3K | $0 | $3K | 1.99% |
| C2 CENTRIC LLC3 | PO BOX 6824 GRAND RAPIDS, MI 49516 | STANDARD INSURANCE COMPANY | $378 | $0 | $378 | 0.25% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY AND ASSOCIATES INC | 12712 PARK CENTRAL DR. STE 100 DALLAS, TX 752511527 | UNITEDHEALTHCARE INSURANCE COMPANY | $6K | $0 | $6K | 4.41% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 181 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 8 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 189 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF TEXAS | 393 | $2.1M |
| Dental | UNITEDHEALTHCARE INSURANCE COMPANY | 329 | $126K |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 329 | $126K |
| Life insurance | STANDARD INSURANCE COMPANY | 178 | $150K |
| Short-term disability | STANDARD INSURANCE COMPANY | 178 | $150K |
| Long-term disability | STANDARD INSURANCE COMPANY | 178 | $150K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 393 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.