| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NATIONAL INSURANCE CONSULTANTS INC.3 Filed as: NATIONAL INSURANCE CONSULTANTS, INC | 8687 W SAHARA AVENUE, SUITE 200 LAS VEGAS, NV 89117 | HEALTH PLAN OF NEVADA | $140K | $66K | $206K | 4.02% |
| NATIONAL INS CONSULTANTS, INC.3 | 8687 W SAHARA AVENUE, SUITE 200 LAS VEGAS, NV 89117 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $45K | — | $45K | 10.00% |
| LOCKTON COMPANIES, LLC3 | 4275 EXECUTIVE SQUARE, SUITE 600 LA JOLLA, CA 92037 | UNITED HEALTHCARE INSURANCE COMPANY | $29K | $36K | $65K | 16.02% |
| NATIONAL INSURANCE CONSULTANTS INC.3 | 8687 W. SAHARA AVENUE, SUITE 200 LAS VEGAS, NV 89117 | DELTA DENTAL INSURANCE COMPANY | $10K | — | $10K | 2.76% |
| ACRISURE LLC3 Filed as: SULLIVAN CURTIS MONROE INS. SVCS. | 1920 MAIN STREET, SUITE 600 IRVINE, CA 92614 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $21K | $923 | $22K | 14.51% |
| NATIONAL INS CONSULTANTS, INC.3 | 2300 VALLEY VIEW LANE, SUITE 915 IRVING, TX 75062 | VISION SERVICE PLAN | $2K | — | $2K | 2.77% |
| LOCKTON COMPANIES, LLC3 | 4275 EXECUTIVE SQUARE, SUITE 600 LA JOLLA, CA 92037 | TRANSAMERICA LIFE INSURANCE COMPANY | $3K | — | $3K | 6.34% |
| VERITY INTEGRATED BENEFITS ADVISORS3 | 10930 CRABAPPLE ROAD, SUITE 206 ROSWELL, GA 30075 | TRANSAMERICA LIFE INSURANCE COMPANY | $2K | — | $2K | 5.68% |
| INNOBENEFITS LLC3 | 1280 BRIGHTON WAY NEW TOWN SQUARE, PA 19073 | TRANSAMERICA LIFE INSURANCE COMPANY | $2K | — | $2K | 4.92% |
| ACRISURE LLC3 Filed as: SULLIVAN CURTIS MONROE INS. SVCS. | 1920 MAIN STREET, SUITE 600 IRVINE, CA 92614 | TRANSAMERICA LIFE INSURANCE COMPANY | $1K | — | $1K | 2.36% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,872 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,877 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | HEALTH PLAN OF NEVADA | 1,091 | $6.7M |
| Dental(2 contracts, 2 carriers) | UNITED HEALTHCARE INSURANCE COMPANY | 1,265 | $759K |
| Vision(2 contracts, 2 carriers) | UNITED HEALTHCARE INSURANCE COMPANY | 1,265 | $479K |
| Life insurance(2 contracts, 2 carriers) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 893 | $599K |
| Short-term disability | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 699 | $450K |
| Long-term disability | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 893 | $150K |
| Prescription drug(3 contracts, 3 carriers) | HEALTH PLAN OF NEVADA | 1,091 | $6.7M |
| Other(3 contracts, 3 carriers) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 1,700 | $622K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,700 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.