| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| STRATEGO PARTNERS3 | 445 SHANNON RD DEERFIELD, IL 60015 | ARAN - AMERICAN FIDELITY | $24K | $0 | $24K | 2.00% |
| STRATEGO PARTNERS3 | 445 SHANNON RD DEERFIELD, IL 60045 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $12K | $0 | $12K | 8.88% |
| BRUCE MORDINI3 | 499 S. RIDGE RD LAKE FOREST, IL 60045 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $4K | $0 | $4K | 3.12% |
| STRATEGO PARTNERS | 445 SHANNON RD DEERFIELD, IL 60015 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $12K | $0 | $12K | 9.04% |
| BRUCE MORDINI3 | 499 S. RIDGE RD LAKE FOREST, IL 60045 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $4K | $0 | $4K | 2.96% |
| STRATEGO PARTNERS3 | 4455 SHANNON RD DEERFIELD, IL 60015 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $15K | $0 | $15K | 11.79% |
| BRUCE MORDINI3 Filed as: MR. BRUCE MORDINI | 499 S RIDGE RD LAKE FOREST, IL 60045 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $5K | $0 | $5K | 3.65% |
| STRATEGO PARTNERS3 | 445 SHANNON RD DEERFIELD, IL 60015 | EYEMED | $14K | — | $14K | 11.00% |
| BRUCE MORDINI3 Filed as: MR. BRUCE MORDINI | 499 S RIDGE RD LAKE FOREST, IL 60045 | GUARDIAN | $4K | $0 | $4K | 5.17% |
| STRATEGO PARTNERS3 | 445 SHANNON RD DEERFIELD, IL 60015 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $4K | $0 | $4K | 8.88% |
| BRUCE MORDINI3 Filed as: MR. BRUCE MORDINI | 499 S RIDGE RD LAKE FOREST, IL 60045 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $1K | $0 | $1K | 3.11% |
| STRATEGO PARTNERS3 | 445 SHANNON RD DEERFIELD, IL 60015 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $4K | $0 | $4K | 12.41% |
| BRUCE MORDINI3 Filed as: MR. BRUCE MORDINI | 499 S RIDGE RD LAKE FOREST, IL 60045 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $847 | $0 | $847 | 2.59% |
| STRATEGO PARTNERS3 | 445 SHANNON RD DEERFIELD, IL 60015 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $4K | $0 | $4K | 12.41% |
| BRUCE MORDINI3 | 499 S. RIDGE RD LAKE FOREST, IL 60045 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $847 | $0 | $847 | 2.59% |
| STRATEGO PARTNERS3 | 445 SHANNON RD DEERFIELD, IL 60015 | EYEMED | — | $215 | $215 | 10.86% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,092 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 2,092 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | GUARDIAN | 2,161 | $86K |
| Vision(2 contracts) | EYEMED | 2,388 | $128K |
| Life insurance(5 contracts) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 2,453 | $373K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 445 | $133K |
| Stop-loss / reinsurancereinsurance | ARAN - AMERICAN FIDELITY | 2,092 | $1.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,453 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Final-filing indicator set. Plan is winding down; don't waste sales effort here.