| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WORTHAM SAN ANTONIO INC3 Filed as: WORTHAM SAN ANTONIO, INC. | 131 INTERPARK BLVD. SAN ANTONIO, TX 76102 | SUN LIFE | $46K | — | $46K | 14.83% |
| WORTHAM SAN ANTONIO INC3 Filed as: WORTHAM FORT WORTH, INC. | 1600 W. 7TH STREET, SUITE 100 FORT WORTH, TX 76102 | SUN LIFE | $15K | — | $15K | 4.94% |
| GPA3 | 12770 MERIT DRIVE DALLAS, TX 75251 | SUN LIFE | — | $5K | $5K | 1.56% |
| WORTHAM SAN ANTONIO INC3 | 131 INTERPARK BLVD SAN ANTONIO, TX 782161841 | PRINCIPAL LIFE INSURANCE COMPANY | $39K | $4K | $43K | 15.39% |
| EICHLITZ DENNIS WRAY & WESTHEIMER3 Filed as: EICHLITZ, DENNIS, WRAY & WESTH | P.O. BOX 795008 SAN ANTONIO, TX 78279 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $14K | $896 | $15K | 12.63% |
| HARDGRAVE INSURANCE AGENCY3 | 601 EMBASSY OAKS, SUITE 101 SAN ANTONIO, TX 78216 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $8K | — | $8K | 6.67% |
| HARDGRAVE INSURANCE AGENCY3 | 601 EMBASSY OAKS, SUITE 101 SAN ANTONIO, TX 78216 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $7K | — | $7K | 7.23% |
| EICHLITZ DENNIS WRAY & WESTHEIMER3 Filed as: EICHLITZ, DENNIS, WRAY & WESTH | P. O. BOX 795008 SAN ANTONIO, TX 78279 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $5K | $898 | $6K | 6.58% |
| EICHLITZ DENNIS WRAY & WESTHEIMER3 Filed as: EICHLITZ, DENNIS, WRAY & WESTHEIMER | AGCY 131 INTERPARK BLVD SAN ANTONIO, TX 78216 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $38K | $3K | $41K | 51.02% |
| SMITH, THOMAS, CHRISTOPHER3 | 2928 FOSTER CREIGHTON DR NASHVILLE, TN 37204 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $16K | $1K | $18K | 21.87% |
| WORTHAM SAN ANTONIO INC3 Filed as: WORTHAM INSURANCE | 131 INTERPARK BLVD. SAN ANTONIO, TX 78216 | STANDARD SECURITY LIFE | $3K | — | $3K | 5.00% |
| GPA3 | 12770 MERIT DRIVE DALLAS, TX 75251 | STANDARD SECURITY LIFE | $3K | — | $3K | 5.00% |
| EICHLITZ DENNIS WRAY & WESTHEIMER3 Filed as: EICHLITZ, DENNIS, WRAY & WESTH | 131 INTERPARK BLVD SAN ANTONIO, TX 78216 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $7K | $1K | $8K | 18.18% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 563 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 39 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 606 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 851 | $277K |
| Vision | PRINCIPAL LIFE INSURANCE COMPANY | 851 | $277K |
| Life insurance(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 546 | $214K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 546 | $93K |
| Stop-loss / reinsurancereinsurance | SUN LIFE | 431 | $309K |
| Other(5 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 573 | $392K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 851 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.