| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BOON CHAPMAN BENEFIT ADMINISTRATORS5 | P.O. BOX 9201 AUSTIN, TX 787669201 | METROPOLITAN LIFE INSURANCE COMPANY | $69K | $25K | $94K | 15.47% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, IL 604502215 | METROPOLITAN LIFE INSURANCE COMPANY | — | $7K | $7K | 1.15% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES INC. | P.O. BOX 896620 CHARLOTTE, NC 282890001 | METROPOLITAN LIFE INSURANCE COMPANY | — | $31 | $31 | 0.01% |
| CENTURION INSURANCE SERVICES LLC3 | 1001 VIRGINIA ST E STE 100 CHARLESTON, WV 253012816 | METROPOLITAN LIFE INSURANCE COMPANY | — | $21 | $21 | 0.00% |
| BROKERAGE CONCEPTS INC3 Filed as: BROKERAGE CONCEPTS, INC | 512 TOWNSHIP LINE ROAD SUIT 110 BLUE BELL, PA 19422 | TOKIO MARINE HCC | $130K | — | $130K | 25.53% |
| BROKERAGE CONCEPTS INC3 Filed as: BROKERAGE CONCEPTS, INC. | 512 TOWNSHIP LINE ROAD VALLEY SQ OFFICE PK BLDG 1 STE 110 BLUE BELL, PA 19422 | TOKIO MARINE | $43K | — | $43K | 111.39% |
| MCGRIFF INSURANCE SERVICES INC3 | PO BOX 896620 CHARLOTTE, NC 282890001 | METROPOLITAN LIFE INSURANCE COMPANY | $8K | $798 | $9K | 212.54% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, IL 604502215 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $596 | $3K | 79.03% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS3 | PO BOX 9201 AUSTIN, TX 787669201 | METROPOLITAN LIFE INSURANCE COMPANY | — | $3K | $3K | 64.25% |
| THE WORKSITE GROUP LLC3 Filed as: THE WORKSITE GROUP | 1900 POLARIS PKWY STE 450 COLUMBUS, OH 432404064 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $11 | $3K | 179.12% |
| MCGRIFF INSURANCE SERVICES INC3 | PO BOX 896620 CHARLOTTE, NC 282890001 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $31 | $1K | 78.46% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, IL 604502215 | METROPOLITAN LIFE INSURANCE COMPANY | $860 | $213 | $1K | 69.81% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS3 | PO BOX 9201 AUSTIN, TX 787669201 | METROPOLITAN LIFE INSURANCE COMPANY | — | $860 | $860 | 55.95% |
| MCGRIFF INSURANCE SERVICES INC3 | PO BOX 896620 CHARLOTTE, NC 282896620 | METROPOLITAN LIFE INSURANCE COMPANY | — | $85 | $85 | 5.53% |
| THE WORKSITE GROUP LLC3 Filed as: THE WORKSITE GROUP | 1900 POLARIS PKWY STE 450 COLUMBUS, OH 432404064 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $11 | $2K | 143.11% |
| MCGRIFF INSURANCE SERVICES INC3 | PO BOX 896620 CHARLOTTE, NC 282890001 | METROPOLITAN LIFE INSURANCE COMPANY | $694 | $135 | $829 | 72.78% |
| GIS BENEFITS INC3 | 422 WAUPONSE ST MORRIS, IL 604502215 | METROPOLITAN LIFE INSURANCE COMPANY | $423 | $263 | $686 | 60.23% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS3 | PO BOX 9201 AUSTIN, TX 787669201 | METROPOLITAN LIFE INSURANCE COMPANY | — | $423 | $423 | 37.14% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 668 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 668 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | TOKIO MARINE HCC | 916 | $550K |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 877 | $605K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 877 | $605K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 877 | $605K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 78 | $4K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 877 | $605K |
| Other(5 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 916 | $1.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 916 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.