| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLIANCE BENEFITS SOLUTIONS, LLC3 | 391 RANDY DR GRANTS PASS, OR 97527 | TRANSAMERICA LIFE INSURANCE COMPANY | $10K | — | $10K | 16.85% |
| PCF INSURANCE SERVICES OF THE WEST3 | 2745 W 600 N SUITE 500 LINDON, UT 94042 | TRANSAMERICA LIFE INSURANCE COMPANY | $8K | — | $8K | 12.78% |
| CASTRO MONROY GROUP, LLC3 | 2110 MISSION ST SE STE#305 SALEM, OR 97302 | TRANSAMERICA LIFE INSURANCE COMPANY | $14 | — | $14 | 0.02% |
| MARIA G VILLANUEVA3 | 1404 NW WALLACE RD MCMINNVILLE, OR 97128 | TRANSAMERICA LIFE INSURANCE COMPANY | $7 | — | $7 | 0.01% |
| BOB NYLEEN3 | 6455 13TH AVE SE SALEM, OR 97306 | TRANSAMERICA LIFE INSURANCE COMPANY | $5 | — | $5 | 0.01% |
| ANGEL X ESCAMILLA3 | 13787 SW FARMINGTON RD STE#228 BEAVERTON, OR 97005 | TRANSAMERICA LIFE INSURANCE COMPANY | $2 | — | $2 | 0.00% |
| TRUCORDIA INSURANCE SERVICES LLC3 | 7150 SW HAMPTON ST, SUITE 140 TIGARD, OR 97223 | SUN LIFE ASSURANCE COMPANY OF CANADA | $1K | — | $1K | 5.12% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 361 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 361 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | SUN LIFE ASSURANCE COMPANY OF CANADA | 206 | $26K |
| Life insurance | TRANSAMERICA LIFE INSURANCE COMPANY | 401 | $60K |
| Short-term disability | TRANSAMERICA LIFE INSURANCE COMPANY | 401 | $60K |
| Stop-loss / reinsurancereinsurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 249 | $377K |
| Other(2 contracts, 2 carriers) | TRANSAMERICA LIFE INSURANCE COMPANY | 421 | $69K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 421 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.