| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BANCFIRST INSURANCE SERVICES, INC.3 | 13230 PAWNEE DRIVE OKLAHOMA CITY, OH 73114 | BLUECROSS BLUESHIELD OF OKLAHOMA | $90K | $3K | $93K | 3.62% |
| BANCFIRST INSURANCE SERVICES, INC.3 | 220 E 8TH STREET, SUITE B TULSA, OK 74119 | BLUECROSS BLUESHIELD OF OKLAHOMA | — | $4 | $4 | 0.00% |
| TENSTREET LLC3 | 120 WEST 3RD STREET TULSA, OK 74103 | BLUECROSS BLUESHIELD OF OKLAHOMA | — | $1 | $1 | 0.00% |
| BANCFIRST INSURANCE SERVICES, INC.3 Filed as: BANCFIRST INSURANCE SVCS | 220 E 8TH STE B TULSA, OK 74119 | GUARDIAN | $7K | — | $7K | 3.25% |
| BANCFIRST INSURANCE SERVICES, INC.3 | 220 E 8TH STE B TULSA, OK 74119 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $13K | $2K | $15K | 17.88% |
| BANCFIRST INSURANCE SERVICES, INC.3 Filed as: BANCFIRST INSURANCE SERVICES INC | 220 E 8TH STE B TULSA, OK 74119 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $8K | $2K | $10K | 18.29% |
| BANCFIRST INSURANCE SERVICES, INC.3 | 220 E 8TH STE B TULSA, OK 74119 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $761 | $4K | 18.46% |
| BANCFIRST INSURANCE SERVICES, INC.3 | 220 E 8TH STE B TULSA, OK 74119 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $576 | $3K | 18.38% |
| PLANSOURCE BENEFIT ADMINISTRATION5 Filed as: PLANSOURCE BEN ADMINSTRATION INC | PO BOX 1313 ORLANDO, FL 32802 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $256 | $256 | 1.50% |
| BANCFIRST INSURANCE SERVICES, INC.3 | 220 E 8TH STE B TULSA, OK 74119 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $401 | $2K | 18.60% |
| BANCFIRST INSURANCE SERVICES, INC.3 | 220 E 8TH STE B TULSA, OK 74119 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $273 | $2K | 17.72% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 213 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 216 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF OKLAHOMA | 441 | $2.6M |
| Dental | GUARDIAN | 218 | $223K |
| Vision | GUARDIAN | 218 | $223K |
| Life insurance(2 contracts, 2 carriers) | GUARDIAN | 218 | $245K |
| Short-term disability(2 contracts, 2 carriers) | GUARDIAN | 218 | $308K |
| Long-term disability(2 contracts, 2 carriers) | GUARDIAN | 218 | $278K |
| Prescription drug | BLUECROSS BLUESHIELD OF OKLAHOMA | 441 | $2.6M |
| Other(5 contracts, 2 carriers) | GUARDIAN | 218 | $284K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 441 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.