| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| C A LUPP INC3 | 940 EAST PARK DRIVE, STE 301 HARRISBURG, PA 17111 | UNION SECURITY INSURANCE COMPANY | $602 | — | $602 | 7.50% |
| MCCONKEY BENEFITS & FINANCIAL SERV3 Filed as: MCCONKEY BENEFITS & FINANCIAL | 2555 KINGSTON RD, SUITE 100 YORK, PA 17402 | UNION SECURITY INSURANCE COMPANY | $602 | — | $602 | 7.50% |
| URL INC3 | 500 NATIONWIDE DRIVE HARRISBURG, PA 17110 | UNION SECURITY INSURANCE COMPANY | — | $402 | $402 | 5.01% |
| C A LUPP INC3 | 940 EAST PARK DRIVE, STE 301 HARRISBURG, PA 17111 | UNION SECURITY INSURANCE COMPANY | $532 | — | $532 | 7.50% |
| MCCONKEY BENEFITS & FINANCIAL SERV3 Filed as: MCCONKEY BENEFITS & FINANCIAL | 2555 KINGSTON RD, SUITE 100 YORK, PA 17402 | UNION SECURITY INSURANCE COMPANY | $532 | — | $532 | 7.50% |
| URL INC3 | 500 NATIONWIDE DRIVE HARRISBURG, PA 17110 | UNION SECURITY INSURANCE COMPANY | — | $354 | $354 | 4.99% |
| C A LUPP INC3 | 940 EAST PARK DRIVE, STE 301 HARRISBURG, PA 17111 | UNION SECURITY INSURANCE COMPANY | $241 | — | $241 | 7.51% |
| MCCONKEY BENEFITS & FINANCIAL SERV3 Filed as: MCCONKEY BENEFITS & FINANCIAL | 2555 KINGSTON RD, SUITE 100 YORK, PA 17402 | UNION SECURITY INSURANCE COMPANY | $241 | — | $241 | 7.51% |
| URL INC3 | 500 NATIONWIDE DRIVE HARRISBURG, PA 17110 | UNION SECURITY INSURANCE COMPANY | — | $161 | $161 | 5.02% |
| MCCONKEY BENEFITS & FINANCIAL SERV3 Filed as: MCCONKEY BENEFITS & FINANCIAL | 2555 KINGSTON RD, SUITE 100 YORK, PA 17402 | GUARDIAN | $44 | — | $44 | 2.27% |
| DONALD M. TRIBUS3 | 123 LAKE END ROAD NEWFOUNDLAND, NJ 07435 | GUARDIAN | $14 | — | $14 | 0.72% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 139 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 1 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 145 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 2 carriers) | GEISINGER HEALTH PLAN | 359 | $1.3M |
| Life insurance(2 contracts, 2 carriers) | UNION SECURITY INSURANCE COMPANY | 43 | $10K |
| Short-term disability | UNION SECURITY INSURANCE COMPANY | 36 | $7K |
| Long-term disability | UNION SECURITY INSURANCE COMPANY | 30 | $3K |
| Other(2 contracts, 2 carriers) | UNION SECURITY INSURANCE COMPANY | 43 | $10K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 359 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.