| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| KRAUTER & COMPANY, LLC3 | 1350 AVENUE OF THE AMERICAS-18TH FL NEW YORK, NY 10019 | CONNECTICUT GENERAL LIFE INSURANCE COMPANY | $121K | — | $121K | 3.23% |
| BRAKKE SCHAFNITZ INSURANCE BROKERS3 Filed as: BRAKKE-SCHAFNITZ INSURANCE BROKERS | 28202 CABOT ROAD, 5TH FL LAGUNA NIGUEL, CA 92677 | CONNECTICUT GENERAL LIFE INSURANCE COMPANY | $29K | $15K | $44K | 1.17% |
| KRAUTER & COMPANY, LLC3 | 1350 AVENUE OF THE AMERICAS NEW YORK, NY 10019 | CIGNA HEALTHCARE OF CALIFORNIA, INC. | $48K | — | $48K | 3.18% |
| BRAKKE SCHAFNITZ INSURANCE BROKERS3 Filed as: BRAKKE-SCHAFNITZ INSURANCE BROKERS | 28202 CABOT ROAD, 5TH FLOOR LAGUNA NIGUEL, CA 92677 | CIGNA HEALTHCARE OF CALIFORNIA, INC. | $12K | — | $12K | 0.82% |
| KRAUTER & COMPANY, LLC3 | 1350 AVENUE OF THE AMERICAS NEW YORK, NY 10019 | KAISER FOUNDATION HEALTH PLAN, INC. | $17K | — | $17K | 2.56% |
| BRAKKE SCHAFNITZ INSURANCE BROKERS3 Filed as: BRAKKE-SCHAFNITZ INSURANCE BROKERS | 28202 CABOT ROAD, SUITE 600 LAGUNA NIGUEL, CA 926771273 | KAISER FOUNDATION HEALTH PLAN, INC. | $6K | — | $6K | 0.95% |
| KRAUTER & COMPANY, LLC3 | 1350 AVENUE OF THE AMERICAS-18TH FL NEW YORK, NY 10019 | DELTA DENTAL OF CALIFORNIA | $19K | — | $19K | 4.46% |
| BRAKKE SCHAFNITZ INSURANCE BROKERS3 Filed as: BRAKKE-SCHAFNITZ INSURANCE BROKERS | 28202 CABOT ROAD, SUITE 600 LAGUNA NIGUEL, CA 92677 | DELTA DENTAL OF CALIFORNIA | $2K | — | $2K | 0.54% |
| KRAUTER & COMPANY, LLC3 | 1350 AVENUE OF THE AMERICAS NEW YORK, NY 10019 | CIGNA HEALTHCARE OF TEXAS, INC. | $10K | — | $10K | 3.31% |
| BRAKKE SCHAFNITZ INSURANCE BROKERS3 Filed as: BRAKKE-SCHAFNITZ INSURANCE BROKERS | 28202 CABOT ROAD, SUITE 600 LAGUNA NIGUEL, CA 92677 | CIGNA HEALTHCARE OF TEXAS, INC. | $2K | — | $2K | 0.72% |
| KRAUTER & COMPANY, LLC3 | 1350 AVENUE OF THE AMERICAS-18TH FL NEW YORK, NY 10019 | VISION SERVICE PLAN | $2K | — | $2K | 4.02% |
| BRAKKE SCHAFNITZ INSURANCE BROKERS3 Filed as: BRAKKE-SCHAFNITZ INSURANCE BROKERS | 28202 CABOT ROAD, SUITE 600 LAGUNA NIGUEL, CA 926771273 | VISION SERVICE PLAN | $544 | — | $544 | 0.98% |
| KRAUTER & COMPANY, LLC3 | 1350 AVENUE OF THE AMERICAS NEW YORK, NY 10019 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $5K | — | $5K | 8.69% |
| ACRISURE LLC3 Filed as: ACRISURE OF CALIFORNIA, LLC | 28202 CABOT ROAD, SUITE 600 LAGUNA NIGUEL, CA 92677 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $594 | — | $594 | 1.13% |
| KRAUTER & COMPANY, LLC3 | 1350 AVENUE OF THE AMERICAS-18TH FL NEW YORK, NY 10019 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $4K | — | $4K | 8.85% |
| ACRISURE LLC3 Filed as: ACRISURE OF CALIFORNIA, LLC | 28202 CABOT ROAD, SUITE 600 LAGUNA NIGUEL, CA 92677 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $460 | — | $460 | 1.15% |
| KRAUTER & COMPANY, LLC3 | 1350 AVENUE OF THE AMERICAS-18TH FL NEW YORK, NY 10019 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $5K | — | $5K | 13.27% |
| ACRISURE LLC3 Filed as: ACRISURE OF CALIFORNIA, LLC | 28202 CABOT ROAD, SUITE 600 LAGUNA NIGUEL, CA 92677 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $669 | — | $669 | 1.73% |
| KRAUTER & COMPANY, LLC3 | 1350 AVENUE OF THE AMERICAS-18TH FL NEW YORK, NY 10019 | CIGNA HEALTHCARE OF COLORADO, INC. | $390 | — | $390 | 4.00% |
| KRAUTER & COMPANY, LLC3 | 1350 AVENUE OF THE AMERICAS-18TH FL NEW YORK, NY 10019 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $759 | — | $759 | 8.86% |
| ACRISURE LLC3 Filed as: ACRISURE OF CALIFORNIA, LLC | 28202 CABOT ROAD, SUITE 600 LAGUNA NIGUEL, CA 92677 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $97 | — | $97 | 1.13% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 266 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 17 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 283 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(5 contracts, 5 carriers) | CONNECTICUT GENERAL LIFE INSURANCE COMPANY | 200 | $6.3M |
| Dental | DELTA DENTAL OF CALIFORNIA | 663 | $425K |
| Vision | VISION SERVICE PLAN | 287 | $56K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 266 | $52K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 266 | $40K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 266 | $39K |
| Prescription drug(5 contracts, 5 carriers) | CONNECTICUT GENERAL LIFE INSURANCE COMPANY | 200 | $6.3M |
| Other | LIFE INSURANCE COMPANY OF NORTH AMERICA | 266 | $9K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 663 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.