| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LOCKTON COMPANIES, LLC3 | 649 FIFTH AVENUE SOUTH, SUITE 204 NAPLES, FL 34102 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $13K | $0 | $13K | 10.00% |
| LOCKTON COMPANIES, LLC3 | 3280 PEACHTREE ROAD NE, SUITE 250 ATLANTA, GA 30305 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $18K | $1K | $19K | 15.92% |
| DANIELS SOLUTIONS LLC3 Filed as: DANIELS SOLUTIONS AND OTHER AGENTS | 4941 POMPANO DRIVE NEW PORT RICHEY, FL 34652 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $3K | $780 | $4K | 3.73% |
| TRILOGY BENEFITS CONSULTING LLC3 | 5908 HAMMOCK WOODS DRIVE ODESSA, FL 33556 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $3K | $201 | $3K | 2.49% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF FLORIDA, INC. | 1450 BRICKELL AVENUE MIAMI, FL 33131 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1K | $0 | $1K | 1.38% |
| HEIL BUSINESS SOLUTIONS CORPORATION3 | 2150 49TH STREET NORTH, SUITE F SAINT PETERSBURG, FL 33710 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1K | $0 | $1K | 1.07% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INS. SVCES., INC. | UNKNOWN TAMPA, FL 33609 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $962 | $130 | $1K | 1.01% |
| CHOICE BENEFIT SOLUTIONS INC3 Filed as: CHOICE BENEFIT SOLUTIONS | 525 CAPRI BOULEVARD TREASURE ISLAND, FL 33706 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $857 | $76 | $933 | 0.86% |
| LOCKTON COMPANIES, LLC3 | 1185 AVENUE OF THE AMERICAS NEW YORK, NY 10036 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $672 | $53 | $725 | 0.67% |
| LOCKTON COMPANIES, LLC3 | 2640 GOLDEN GATE PARKWAY, SUITE 201 NAPLES, FL 34105 | EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO. | $2K | $0 | $2K | 7.53% |
| LOCKTON COMPANIES, LLC3 | 649 FIFTH AVENUE SOUTH, SUITE 204 NAPLES, FL 34102 | EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO. | $160 | $0 | $160 | 0.73% |
| ANGEL GABRIEL VELAZQUEZ-DIAZ3 | 2022 ESTANCIA CIRCLE KISSIMMEE, FL 34741 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1K | $610 | $2K | 13.13% |
| LOCKTON COMPANIES, LLC3 | 1185 AVENUE OF THE AMERICAS NEW YORK, NY 10036 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $2K | $144 | $2K | 12.83% |
| TRILOGY BENEFITS CONSULTING LLC3 | 5908 HAMMOCK WOODS DRIVE ODESSA, FL 33556 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $2K | $234 | $2K | 11.60% |
| CORCORAN & HOYT LLC3 Filed as: CORCORAN AND HOYT LLC | 12505 BRONCO DRIVE TAMPA, FL 33624 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $689 | $321 | $1K | 6.52% |
| EMP BNFTS GP OF FL AND OTHER AGENTS3 | 13750 WEST COLONIAL DRIVE WINTER GARDEN, FL 34787 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $588 | $323 | $911 | 5.88% |
| DANIELS SOLUTIONS LLC3 | 4941 POMPANO DRIVE NEW PORT RICHEY, FL 34652 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $282 | $316 | $598 | 3.86% |
| KYM ELIZABETH DUNHAM3 | 828 SAFFLOWER COURT HENDERSON, NV 89015 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $267 | $83 | $350 | 2.26% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF FLORIDA, INC. | 1450 BRICKELL AVENUE MIAMI, FL 33131 | THE PAUL REVERE LIFE INSURANCE COMPANY | $101 | $0 | $101 | 1.37% |
| MARCI REDMOND3 | 680 MACDONOUGH STREET BROOKLYN, NY 11233 | THE PAUL REVERE LIFE INSURANCE COMPANY | $88 | $0 | $88 | 1.19% |
| DANIELS SOLUTIONS LLC3 Filed as: DANIELS SOLUTIONS AND OTHER AGENTS | 4941 POMPANO DRIVE NEW PORT RICHEY, FL 34652 | THE PAUL REVERE LIFE INSURANCE COMPANY | $61 | $0 | $61 | 0.83% |
| CHOICE BENEFIT SOLUTIONS INC3 Filed as: CHOICE BENEFIT SOLUTIONS | 525 CAPRI BOULEVARD TREASURE ISLAND, FL 33706 | THE PAUL REVERE LIFE INSURANCE COMPANY | $48 | $0 | $48 | 0.65% |
| CORCORAN & HOYT LLC3 Filed as: CORCORAN AND HOYT LLC | 12505 BRONCO DRIVE TAMPA, FL 33624 | THE PAUL REVERE LIFE INSURANCE COMPANY | $45 | $0 | $45 | 0.61% |
| HEIL BUSINESS SOLUTIONS CORPORATION3 | 2150 49TH STREET NORTH, SUITE F SAINT PETERSBURG, FL 33710 | THE PAUL REVERE LIFE INSURANCE COMPANY | $34 | $0 | $34 | 0.46% |
| TRILOGY BENEFITS CONSULTING LLC3 | 5908 HAMMOCK WOODS DRIVE ODESSA, FL 33556 | THE PAUL REVERE LIFE INSURANCE COMPANY | $32 | $0 | $32 | 0.43% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 271 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 271 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | 173 | $131K |
| Dental | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 278 | $131K |
| Vision | EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO. | 320 | $22K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 271 | $121K |
| Short-term disability(4 contracts, 3 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 271 | $253K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 271 | $121K |
| Other(6 contracts, 5 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 1,130 | $264K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,130 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.