| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| TECH INSURANCE AGENCY INC3 | 3044 PORTULACA DR ROUND ROCK, TX 78681 | ANTHEM HEALTH PLANS, INC | $21K | $0 | $21K | 2.92% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 444 W 47TH STREET STE 900 KANSAS CITY, MO 64112 | ANTHEM HEALTH PLANS, INC | $89 | $143 | $232 | 0.03% |
| TECH INSURANCE AGENCY INC3 | 3044 PORTULACA DR ROUND ROCK, TX 78681 | ANTHEM LIFE INSURANCE COMPANY (G1400) | $1K | $0 | $1K | 12.77% |
| MARSH & MCLENNAN AGENCY LLC3 | P O BOX 350 CONSHOHOCKEN, PA 19428 | ANTHEM LIFE INSURANCE COMPANY (G1400) | $0 | $119 | $119 | 1.28% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 136 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 138 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ANTHEM HEALTH PLANS, INC | 58 | $726K |
| Dental | ANTHEM HEALTH PLANS, INC | 58 | $726K |
| Vision | ANTHEM HEALTH PLANS, INC | 58 | $726K |
| Life insurance | ANTHEM LIFE INSURANCE COMPANY (G1400) | 127 | $9K |
| Long-term disability | ANTHEM LIFE INSURANCE COMPANY (G1400) | 127 | $9K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 127 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.