| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DAVID VANG3 | 18668 GROVE CHURCH COURT LEESBURG, VA 20175 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | — | $71K | $71K | 2.00% |
| CHRISTOPHER HAMMOND3 | 10 TOWER OFFICE PARK SUITE 318 WOBURN, MA 01801 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | — | $71K | $71K | 2.00% |
| CHRISTOPHER HAMMOND3 | 10 TOWER OFFICE PARK SUITE 318 WOBURN, MA 01801 | KAISER FOUNDATION HEALTH PLAN INC | $27K | — | $27K | 1.18% |
| DAVID VANG3 Filed as: DAVID ALAN VANG | 18668 GROVE CHURCH COURT LEESBURG, VA 20175 | KAISER FOUNDATION HEALTH PLAN INC | $16K | — | $16K | 0.70% |
| GIS BENEFITS INC3 | 422 WAUPONSEE STREET MORRIS, IL 60450 | METROPOLITAN LIFE INSURANCE COMPANY | $41K | $11K | $51K | 6.32% |
| CHRISTOPHER HAMMOND3 | 10 TOWER OFFICE PARK SUITE 318 WOBURN, MA 01801 | METROPOLITAN LIFE INSURANCE COMPANY | $31K | — | $31K | 3.86% |
| DAVID VANG3 | 18668 GROVE CHURCH COURT LEESBURG, VA 20175 | METROPOLITAN LIFE INSURANCE COMPANY | $31K | — | $31K | 3.86% |
| CHRISTOPHER HAMMOND3 | 10 TOWER OFFICE PARK SUITE 318 WOBURN, MA 01801 | METROPOLITAN LIFE INSURANCE COMPANY | $6K | — | $6K | 9.22% |
| DAVID VANG3 | 18668 GROVE CHURCH COURT LEESBURG, VA 20175 | METROPOLITAN LIFE INSURANCE COMPANY | $6K | — | $6K | 9.22% |
| GIS BENEFITS INC3 | 422 WAUPONSEE STREET MORRIS, IL 60450 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $888 | $4K | 5.87% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS3 | PO BOX 9201 AUSTIN, TX 78766 | METROPOLITAN LIFE INSURANCE COMPANY | — | $3K | $3K | 4.61% |
| CHRISTOPHER HAMMOND3 | 10 TOWER OFFICE PARK SUITE 318 WOBURN, MA 01801 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | — | $4K | 9.66% |
| DAVID VANG3 | 18668 GROVE CHURCH COURT LEESBURG, VA 20175 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | — | $4K | 9.66% |
| GIS BENEFITS INC3 | 422 WAUPONSEE STREET MORRIS, IL 60450 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $540 | $2K | 6.21% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS3 | PO BOX 9201 AUSTIN, TX 78766 | METROPOLITAN LIFE INSURANCE COMPANY | — | $2K | $2K | 4.83% |
| THE BOON INSURANCE AGENCY3 | 6300 BRIDGEPOINT PARKWAY AUSTIN, TX 78730 | TRANSAMERICA LIFE INSURANCE COMPANY | $752 | — | $752 | 5.70% |
| CHRISTOPHER HAMMOND3 | 68 SURREY LANE BOXFORD, MA 01921 | TRANSAMERICA LIFE INSURANCE COMPANY | $567 | — | $567 | 4.30% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,326 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,326 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 432 | $5.9M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 1,326 | $812K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 1,326 | $812K |
| Life insurance(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 1,326 | $826K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 1,326 | $812K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 1,326 | $812K |
| Other(3 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 1,326 | $922K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,326 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.