| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIR CHICAGO, IL 606740001 | METROPOLITAN LIFE INSURANCE COMPANY 0118689 | — | $42 | $42 | 0.00% |
| AON CONSULTING INC3 | 29840 NETWORK PL CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY 0118689 | — | — | $0 | 0.00% |
| MERCER HEALTH AND BENEFITS, LLC Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | METROPOLITAN LIFE INSURANCE COMPANY - 0101689 | — | $42 | $42 | 0.00% |
| AON CONSULTING INC3 | 29840 NETWORK PL CHICAGO, IL 606731298 | HEALTH ALLIANCE PLAN 770 | — | — | $0 | 0.00% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIR CHICAGO, IL 606740001 | HEALTH ALLIANCE PLAN 770 | — | — | $0 | 0.00% |
| AON CONSULTING INC3 | 29840 NETWORK PL CHICAGO, IL 606731298 | VISION SERVICE PLAN 12270668 | — | — | $0 | 0.00% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIR CHICAGO, IL 606740001 | VISION SERVICE PLAN 12270668 | — | — | $0 | 0.00% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY | 8144 WALNUT HILL 15TH FL DALLAS, TX 752314388 | BLUE CROSS BLUE SHIELD OF TEXAS | $56K | $5 | $56K | 4.97% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIR CHICAGO, IL 606740001 | METROPOLITAN LIFE INSURANCE COMPANY 0104884 | — | $42 | $42 | 0.00% |
| AON CONSULTING INC3 | 29840 NETWORK PL CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY - 0212269 | — | — | $0 | 0.00% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | METROPOLITAN PROPERTY & CASUALTY - 4490010 | $57K | $1K | $58K | 11.02% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER H&B ADMINISTRATION LLC | PO BOX 310502 DES MOINES, IA 50331 | METROPOLITAN PROPERTY & CASUALTY - 4490010 | — | $3K | $3K | 0.58% |
| USI INSURANCE SERVICES LLC3 | 200 SUMMIT LAKE DRIVE SUITE 350 VALHALLA, NY 10595 | METROPOLITAN PROPERTY & CASUALTY - 4490010 | — | $41 | $41 | 0.01% |
| PROGRESSIVE PLAN ADMINISTRATORS3 | 470 PARK AVENUE SOUTH NEW YORK, NY 10016 | CIGNA HEALTH AND LIFE INSURANCE 3213432 | -$35 | — | -$35 | -0.01% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PYSPHERE CIRCLE CHICAGO, IL 60674 | METROPOLITAN LIFE INSURANCE COMPANY - 0215641 | $145K | $93 | $145K | 29.15% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | METROPOLITAN LIFE INSURANCE COMPANY - 0215638 | $113K | $93 | $113K | 31.86% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | METROPOLITAN LIFE INSURANCE COMPANY - 0215639 | $102K | $89 | $102K | 29.12% |
| USI INSURANCE SERVICES LLC3 | 261 MADISON AVENUE NEW YORK, NY 10016 | JOHN HANCOCK LIFE INSURANCE COMPANY 28918 | $45K | — | $45K | 14.37% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIR CHICAGO, IL 60674 | METROPOLITAN LIFE INSURANCE COMPANY - 0160519 | — | $42 | $42 | 0.02% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIR CHICAGO, IL 606740001 | METROPOLITAN LIFE INSURANCE COMPANY - 0190090 | — | $42 | $42 | 0.02% |
| AON CONSULTING INC3 | 29840 NETWORK PL CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY - 0190090 | — | — | $0 | 0.00% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIR CHICAGO, IL 606740001 | METROPOLITAN LIFE INSURANCE COMPANY - 0160518 | — | $42 | $42 | 0.02% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INSURANCE SERVICES | 261 MADISON AVE NEW YORK, NY 10016 | JOHN HANCOCK LIFE INSURANCE COMPANY 28838 | $20K | — | $20K | 13.88% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIR CHICAGO, IL 606740001 | UNITED HEALTHCARE INSURANCE COMPANY - 0755007 | — | — | $0 | 0.00% |
| MERCER HEALTH AND BENEFITS, LLC Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIR CHICAGO, IL 606740001 | METROPOLITAN LIFE INSURANCE COMPANY 0106459 | — | $42 | $42 | 0.03% |
| PROGRESSIVE PLAN ADMINISTRATORS3 | 470 PARK AVENUE SOUTH 6TH FL NEW YORK, NY 10016 | METROPOLITAN LIFE INSURANCE COMPANY 0106459 | — | — | $0 | 0.00% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIR CHICAGO, IL 606740001 | METROPOLITAN LIFE INSURANCE COMPANY - 0156462 | — | $42 | $42 | 0.03% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGE, IL 60674 | METROPOLITAN LIFE INSURANCE COMPANY -0149457 | — | $42 | $42 | 0.03% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | METROPOLITAN LIFE INSURANCE COMPANY - 0215642 | $26K | $85 | $26K | 22.73% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: J SMITH LANIER & CO | PO BOX 80707 ATLANTA, GA 303660707 | METROPOLITAN LIFE INSURANCE COMPANY - 0215642 | — | — | $0 | 0.00% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIR CHICAGE, IL 60674 | METROPOLITAN LIFE INSURANCE COMPANY - 0160206 | — | $42 | $42 | 0.04% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF MO LLC | 11975 WESTLINE INDUSTRIAL DR ST LOUIS, MO 63146 | METROPOLITAN LIFE INSURANCE COMPANY - 0160206 | — | — | $0 | 0.00% |
| MERCER HEALTH AND BENEFITS, LLC Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIR CHICAGO, IL 606740001 | METROPOLITAN LIFE INSURANCE COMPANY 0142603 | — | $42 | $42 | 0.05% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS | 4565 PAYSPHERE CIRCLE CHICAGE, IL 60674 | FIRST UNUM LIFE INSURANCE COMPANY - 458933 | $4K | $1K | $5K | 6.46% |
| PROGRESSIVE PLAN ADMINISTRATORS | 470 PARK AVENUE SOUTH 6TH FL NEW YORK, NY 10016 | FIRST UNUM LIFE INSURANCE COMPANY - 458933 | — | — | $0 | 0.00% |
| USI INSURANCE SERVICES LLC | 261 MADISON AVENUE NEW YORK, NY 10016 | JOHN HANCOCK LIFE INSURANCE COMPANY 28735 | $9K | — | $9K | 13.82% |
| MERCER HEALTH AND BENEFITS, LLC Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIR CHICAGO, IL 606740001 | METROPOLITAN LIFE INSURANCE COMPANY 122383 | — | $42 | $42 | 0.07% |
| PROGRESSIVE PLAN ADMINISTRATORS3 | 470 PARK AVENUE SOUTH 6TH FL NEW YORK, NY 10016 | METROPOLITAN LIFE INSURANCE COMPANY 122383 | — | — | $0 | 0.00% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIR CHICAGO, IL 606740001 | FIRST UNUM LIFE INSURANCE COMPANY 458934 | $7K | $896 | $8K | 13.08% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIR CHICAGO, IL 606740001 | METROPOLITAN LIFE INSURANCE COMPANY - 0153513 | — | $42 | $42 | 0.07% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIR CHICAGO, IL 606740001 | METROPOLITAN LIFE INSURANCE COMPANY - 0151222 | — | $42 | $42 | 0.14% |
| AON CONSULTING INC3 | 29840 NETWORK PL CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY - 0151222 | — | — | $0 | 0.00% |
| AON CONSULTING INC3 | 29840 NETWORK PL CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY - 0136898 | — | — | $0 | 0.00% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIR CHICAGO, IL 606740001 | METROPOLITAN LIFE INSURANCE COMPANY - 0136898 | — | — | $0 | 0.00% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | METROPOLITAN LIFE INSURANCE COMPANY - 0121575 | — | $42 | $42 | 0.64% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | METROPOLITAN LIFE INSURANCE COMPANY - 0142599 | — | $42 | $42 | 1.28% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF MO LLC | 11975 WESTLINE INDUSTRIAL DR ST LOUIS, MO 63146 | METROPOLITAN LIFE INSURANCE COMPANY - 0142599 | — | — | $0 | 0.00% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIR CHICAGO, IL 606740001 | METROPOLITAN LIFE INSURANCE COMPANY 0105228 | — | $42 | $42 | 1.90% |
| PROGRESSIVE PLAN ADMINISTRATORS3 | 470 PARK AVENUE SOUTH 6TH FL NEW YORK, NY 10016 | METROPOLITAN LIFE INSURANCE COMPANY 0105228 | — | — | $0 | 0.00% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | METROPOLITAN LIFE INSURANCE COMPANY - 0142598 | — | $42 | $42 | 3.16% |
| AHM FINANCIAL GROUP LLC | 11975 WESTLINE INDUSTRIAL DR STE200 STLOUIS, MO 631463203 | METROPOLITAN LIFE INSURANCE COMPANY - 0142598 | — | — | $0 | 0.00% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF MISSOURI LLC | 11975 WESTLINE INDUSTRIAL DR STLOUIS, MO 631463203 | METROPOLITAN LIFE INSURANCE COMPANY - 0142598 | — | — | $0 | 0.00% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | METROPOLITAN LIFE INSURANCE COMPANY - 0121574 | — | $42 | $42 | 7.69% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: EARLY CASSIDY & SCHILLING INC | 15200 OMEGA DR ROCKVILLE, MD 20850 | UNUM LIFE INSURANCE COMPANY OF AMERICA - 205447 | — | — | $0 | — |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIR CHICAGO, IL 606740001 | UNITEDHEALTHCARE INSURANCE CO - 342147 | — | — | $0 | — |
| AON CONSULTING INC3 | 29840 NETWORK PL CHICAGO, IL 606731298 | LINCOLN NATIONAL LIFE INSURANCE CO - 10183441 | — | — | $0 | — |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIR CHICAGO, IL 606740001 | LINCOLN NATIONAL LIFE INSURANCE CO - 10183441 | — | — | $0 | — |
| AON CONSULTING INC3 | 29840 NETWORK PL CHICAGO, IL 606731298 | LINCOLN NATIONAL LIFE INSURANCE CO - 10183442 | — | — | $0 | — |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIR CHICAGO, IL 606740001 | LINCOLN NATIONAL LIFE INSURANCE CO - 10183442 | — | — | $0 | — |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF MO LLC | 11975 WESTLINE INDUSTRIAL DR ST LOUIS, MO 63146 | METROPOLITAN LIFE INSURANCE COMPANY - 0149279 | — | — | $0 | — |
| USI INSURANCE SERVICES LLC3 Filed as: USI INSURANCE SERVICES | PO BOX 62889 VIRGINIA BEACH, VA 23466 | UNITED OF OMAHA LIFE INSURANCE CO - G000BB3W | — | — | $0 | — |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| OPTUMRX, INC EIN 33-0441200 PHARMACY BENEFIT MGT | Claims processing; Float revenue; Other fees; Direct payment from the plan Service code 12 | 2300 MAIN STREET IRVINE, CA 92614 | $17.6M |
| OPTUMRX, INC. EIN 33-0441200 PHARMACY BENEFIT MGT | Direct payment from the plan; Claims processing; Float revenue; Other fees Service code 12 | 2300 MAIN STREET IRVINE, CA 92614 | $12.8M |
| OPTUMRX EIN 33-0441200 PHARMACY BENEFIT MGT | Direct payment from the plan; Claims processing; Other fees; Float revenue Service code 12 | 2300 MAIN STREET IRVINE, CA 92614 | $5.8M |
| CIGNA HEALTH AND LIFE INSURANCE EIN 59-1031071 CLAIM ADMINISTRATION | Participant communication; Direct payment from the plan; Non-monetary compensation; Claims processing; Contract Administrator; Other services; Float revenue; Named fiduciary Service code 12 | HARTFORD HARTFORD, CT 06152 | $441K |
| METROPOLITAN LIFE INSURANCE COMPANY EIN 13-5581829 CONTRACT ADMINISTRATOR | Contract Administrator; Claims processing Service code 12 | 200 PARK AVENUE NEW YORK, NY 10166 | $359K |
| METROPOLITAN INSURANCE COMPANY EIN 13-5581829 CONTRACT ADMINISTRATOR | Claims processing; Contract Administrator Service code 12 | 200 PARK AVE NEW YORK, NY 10166 | $33K |
| AETNA LIFE INSURANCE COMPANY EIN 06-6033492 CONTRACT ADMINISTRATOR | Contract Administrator Service code 13 | 151 FARMINGTON AVENUE HARTFORD, CT 06156 | $0 |
| CIGNA HEALTH INS - BOTTLE ROCKET EIN 59-1031071 CONTRACT ADMINISTRATOR | Participant communication; Claims processing; Other services; Float revenue; Direct payment from the plan; Non-monetary compensation; Contract Administrator; Named fiduciary Service code 12 | HARTFORD HARTFORD, CT 06152 | $0 |
| UNITED HEALTHCARE SERVICES LLC EIN 47-0854646 CLAIMS PROCESSOR | Claims processing; Other services Service code 12 | ONE PENN PLAZA 8TH FLOOR NEW YORK, NY 10119 | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 20,121 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 20,121 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(17 contracts, 17 carriers) | OXFORD HEALTH INSURANCE, INC - MU1031 | 6,298 | $6.7M |
| Dental | CIGNA HEALTH AND LIFE INSURANCE 3213432 | 2,833 | $506K |
| Vision | VISION SERVICE PLAN 12270668 | 11,805 | $2.1M |
| Life insurance(8 contracts, 8 carriers) | METROPOLITAN LIFE INSURANCE COMPANY 0118689 | 24,011 | $4.9M |
| Short-term disability(16 contracts, 16 carriers) | METROPOLITAN LIFE INSURANCE COMPANY 0118689 | 24,011 | $6.8M |
| Long-term disability(4 contracts, 4 carriers) | METROPOLITAN LIFE INSURANCE COMPANY - 0101689 | 15,865 | $2.9M |
| Other(12 contracts, 12 carriers) | METROPOLITAN LIFE INSURANCE COMPANY 0118689 | 24,011 | $5.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 24,011 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.