| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| INTEGRA INSURANCE SERVICES LLC3 | 5702 MANCUSO LANE BATON ROUGE, LA 70809 | BLUE CROSS BLUE SHIELD OF LOUISIANA | $36K | — | $36K | 2.93% |
| WAMPOLD INSURANCE CO., LLC3 Filed as: WAMPOLD INSURANCE CO, LLC | 8768 QUARTERS LAKE ROAD BATON ROUGE, LA 70809 | BLUE CROSS BLUE SHIELD OF LOUISIANA | $7K | $12K | $19K | 1.56% |
| INTEGRA INSURANCE SERVICES LLC3 | 5702 MANCUSO LANE BATON ROUGE, LA 70809 | SUN LIFE ASSURANCE COMPANY OF CANADA | $10K | — | $10K | 5.70% |
| INTEGRA INSURANCE SERVICES LLC3 | 5702 MANCUSO LANE BATON ROUGE, LA 70808 | STARMOUNT LIFE INSURANCE COMPANY | $6K | — | $6K | 3.64% |
| INTEGRA INSURANCE SERVICES LLC3 | 5702 MANCUSO LANE BATON ROUGE, LA 70808 | SUN LIFE ASSURANCE COMPANY OF CANADA | $2K | — | $2K | 6.36% |
| ROXY KUGLER3 | 20031 LA HWY 16 DENHAM SPRINGS, LA 70726 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | — | $2K | 8.51% |
| INTEGRA INSURANCE SERVICES LLC3 | 5702 MANCUSO LANE BATON ROUGE, LA 70809 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | — | $2K | 8.45% |
| GREG H TOWN3 | 4826 JAMESTOWN AVE STE 2B BATON ROUGE, LA 70808 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $522 | — | $522 | 2.13% |
| BENEFIT ADVISORY GROUP, LLC3 Filed as: BENEFIT ADVISORY GROUP LLC | 3510 N CAUSEWAY BLVD METAIRIE, LA 70002 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $380 | — | $380 | 1.55% |
| BSK BENEFITS PLUS LLC3 | 205 PINECREST DRIVE COVINGTON, LA 70433 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $368 | — | $368 | 1.50% |
| BENEFIT ADVISORY GROUP, LLC3 Filed as: BENEFIT ADVISORY GROUP LLC | 11605 SOUTHFORK AVE STE B BATON ROUGE, LA 70816 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $130 | — | $130 | 0.53% |
| RUTHIE A LAGRONE3 Filed as: RUTHIE LAGRONE | 3255 MORNING GLORY AVE BATON ROUGE, LA 70808 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $71 | — | $71 | 0.29% |
| HIDALGO HEALTH ASSOCIATES3 | 4637 JAMESTOWN AVENUE BATON ROUGE, LA 70808 | HIDALGO HEALTH ASSOCIATES | — | $5K | $5K | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 183 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 183 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF LOUISIANA | 183 | $1.2M |
| Dental | STARMOUNT LIFE INSURANCE COMPANY | 186 | $168K |
| Vision | STARMOUNT LIFE INSURANCE COMPANY | 186 | $168K |
| Life insurance(3 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 206 | $227K |
| Short-term disability(3 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 206 | $227K |
| Long-term disability(2 contracts) | SUN LIFE ASSURANCE COMPANY OF CANADA | 206 | $203K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF LOUISIANA | 183 | $1.2M |
| Other(2 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 170 | $25K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 206 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.