| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MAR INSURANCE GROUP, INC.3 Filed as: MAR INSURANCE GROUP | 1861 EDWIN BLVD WINTER PARK, FL 32789 | AETNA LIFE INSURANCE CO. | — | $25K | $25K | 1.27% |
| AMG BRICKELL INC3 | 12864 BISCAYNE BLVD BOX 343 N MIAMI, FL 33181 | AETNA LIFE INSURANCE CO. | — | $6K | $6K | 0.33% |
| AMG BRICKELL INC3 | 1111 PARK CENTRE BLVD SUITE 401 MIAMI, FL 33169 | CONTINENTAL AMERICAN INSURANCE COMPANY | $94K | — | $94K | 11.71% |
| SUE EUSEPI AND ASSOC INC3 Filed as: SUE EUSEPI AND ASSOCIATES INC | PO BOX 631 JUPITER, FL 33468 | CONTINENTAL AMERICAN INSURANCE COMPANY | $36K | — | $36K | 4.48% |
| BRENDA DELONG BENARY3 | 941 SOUTHEAST WALTER TERRACE PORT SAINT LUCIE, FL 34983 | CONTINENTAL AMERICAN INSURANCE COMPANY | $9K | — | $9K | 1.10% |
| PETER ANDERSON3 | 2732 NE 33RD ST FORT LAUDERDALE, FL 33306 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4K | — | $4K | 0.45% |
| RUTH A SNOW3 | 1291 CROWN PT WELLINGTON, FL 33414 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | — | $3K | 0.38% |
| DARLENE ANITA SANDERS3 Filed as: DARLENE A SANDERS | POST OFFICE BOX 427 COLUMBIA, SC 29202 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | — | $3K | 0.35% |
| BRITTANY N TALLON3 | POST OFFICE BOX 427 COLUMBIA, SC 29202 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 0.28% |
| JOSE MANUEL SERRALLES-BONNIN3 | 562SW LAKE CHARLES CIR PORT ST LUCIE, FL 34986 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 0.28% |
| KATLYN S FICKEISSEN3 | PO BOX 631 JUPITER, FL 33468 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 0.26% |
| KEITH JORDANO3 | 12751 ORANGE BLVD WEST PALM BEACH, FL 33412 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 0.17% |
| CARMEN M BERIO VELAZQUES3 Filed as: CARMEN M BERIO VELAZQUEZ | 521 SW DUXBURY AVE PORT SAINT LUCIE, FL 34983 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 0.17% |
| CHRISTOPHER C HAYWARD3 | PO BOX 30668 PALM BEACH GARDENS, FL 33420 | CONTINENTAL AMERICAN INSURANCE COMPANY | $44 | — | $44 | 0.01% |
| STEVE D SERVI3 | 2349 SALEROSO DR ROWLAND HEIGHTS, CA 91748 | CONTINENTAL AMERICAN INSURANCE COMPANY | $44 | — | $44 | 0.01% |
| SUWAT ASSAWAMATIYANONT3 | 1800 NE 48TH COURT FORT LAUDERDALE, FL 33308 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| AMG BRICKELL INC DBA AGENTS MARKETI3 | 12864 BISCAYNE BLVD NORTH MIAMI, FL 33181 | PREFERRED LEGAL PLAN | $6K | — | $6K | 16.41% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,221 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,221 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | AETNA LIFE INSURANCE CO. | 2,221 | $2.0M |
| Vision | AETNA LIFE INSURANCE CO. | 2,221 | $2.0M |
| Life insurance | AETNA LIFE INSURANCE CO. | 2,221 | $2.0M |
| Short-term disability | AETNA LIFE INSURANCE CO. | 2,221 | $2.0M |
| Long-term disability | AETNA LIFE INSURANCE CO. | 2,221 | $2.0M |
| Stop-loss / reinsurancereinsurance | AETNA LIFE INSURANCE CO. | 1,047 | $499K |
| Other(3 contracts, 3 carriers) | AETNA LIFE INSURANCE CO. | 2,221 | $2.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,221 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.