| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LASSITER WARE3 | 2701 MAITLAND CENTER PARKWAY MAITLAND, FL 32751 | CIGNA | $65K | — | $65K | 4.77% |
| LASSITER WARE3 | 2701 MAITLAND CENTER PARKWAY MAITLAND, FL 32751 | UNITED HEALTHCARE | $13K | — | $13K | 12.87% |
| LASSITER WARE3 | 2701 MAITLAND CENTER PARKWAY #125 MAITLAND, FL 32751 | LINCOLN NATIONAL | $4K | — | $4K | 10.00% |
| LASSITER WARE3 | 2701 MAITLANDO CENTER PARKWAY #125 MAITLAND, FL 32751 | LINCOLN NATIONAL | $2K | — | $2K | 10.00% |
| LASSITER WARE3 | 2701 MAITLAND CENTER PARKWAY #125 MAITLAND, FL 32751 | LINCOLN NATIONAL | $2K | — | $2K | 10.00% |
| LASSITER WARE3 | 2701 MAITLAND CENTER PARKWAY #125 MAITLAND, FL 32751 | LINCOLN NATIONAL | $1K | — | $1K | 10.00% |
| LASSITER WARE3 Filed as: LASSITER WARE INSURANCE | 2701 MAITLAND CENTER PARKWAY MAITLAND, FL 32751 | LINCOLN NATIONAL | $448 | — | $448 | 9.99% |
| LASSITER WARE3 Filed as: LASSITER WARE INSURANCE | 2701 MAITLAND CENTER PARKWAY MAITLAND, FL 32751 | LINCOLN NATIONAL | $354 | — | $354 | 10.00% |
| LASSITER WARE3 Filed as: LASSITER WARE INSURANCE | 2701 MAITLAND CENTER PARKWAY MAITLAND, FL 32751 | LINCOLN NATIONAL | $286 | — | $286 | 9.97% |
| LASSITER WARE3 Filed as: LASSITER WARE INSURANCE | 2701 MAITLAND CENTER PARKWAY MAITLAND, FL 32751 | LINCOLN NATIONAL | $232 | — | $232 | 10.02% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 121 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 121 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA | 141 | $1.4M |
| Dental | UNITED HEALTHCARE | 121 | $99K |
| Vision | UNITED HEALTHCARE | 121 | $99K |
| Life insurance(2 contracts) | LINCOLN NATIONAL | 122 | $13K |
| Short-term disability(2 contracts) | LINCOLN NATIONAL | 44 | $25K |
| Long-term disability(2 contracts) | LINCOLN NATIONAL | 123 | $28K |
| Other(2 contracts) | LINCOLN NATIONAL | 56 | $40K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 141 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.