| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: DWIGHT W ANDRUS INS AGENCY INC | 500 DOVER BLVD-STE 110 LAFAYETTE, LA 70596 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $9K | — | $9K | 10.00% |
| ASSUREDPARTNERS3 Filed as: DWIGHT W ANDRUS INS AGENCY INC | PO BOX 60970 LAFAYETTE, LA 70596 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $3K | $3K | 3.14% |
| ASSUREDPARTNERS3 Filed as: DWIGHT W ANDRUS INS AGENCY INC | 500 DOVER BLVD-STE 110 LAFAYETTE, LA 70596 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $8K | $1K | $9K | 17.00% |
| ASSUREDPARTNERS3 Filed as: DWIGHT W ANDRUS INS AGENCY INC | PO BOX 60970 LAFAYETTE, LA 70596 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $3K | $3K | 6.53% |
| ASSUREDPARTNERS3 Filed as: DWIGHT W ANDRUS INS AGENCY INC. | 500 DOVER BLVD - STE 110 LAFAYETTE, LA 70596 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $7K | $908 | $8K | 17.22% |
| ASSUREDPARTNERS3 Filed as: DWIGHT W ANDRUS INS AGENCY INC | PO BOX 60970 LAFAYETTE, LA 70596 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $3K | $3K | 6.26% |
| ASSUREDPARTNERS3 Filed as: DWIGHT W ANDRUS INS AGENCY INC. | 500 DOVER BLVD-STE 110 LAFAYETTE, LA 70596 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $6K | $855 | $7K | 17.00% |
| ASSUREDPARTNERS3 Filed as: DWIGHT W ANDRUS INS AGENCY INC | PO BOX 60970 LAFAYETTE, LA 70596 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $187 | $187 | 0.44% |
| DWIGHT W ANDRUS INS AGCY INC3 | 500 DOVER BLVD-STE 110 LAFAYETTE, LA 70596 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4K | — | $4K | 22.00% |
| DWIGHT W ANDRUS INS AGCY INC3 | PO BOX 60970 LAFAYETTE, LA 70596 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $777 | $777 | 4.06% |
| ASSUREDPARTNERS3 Filed as: DWIGHT W ANDRUS INS AGENCY INC | 500 DOVER BLVD - STE 110 LAFAYETTE, LA 70596 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 10.00% |
| ASSUREDPARTNERS3 Filed as: DWIGHT W ANDRUS INS AGENCY INC | PO BOX 60970 LAFAYETTE, LA 70596 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $482 | $482 | 3.04% |
| DWIGHT W ANDRUS INS AGCY INC3 | 500 DOVER BLVD - STE 110 LAFAYETTE, LA 70596 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 22.00% |
| DWIGHT W ANDRUS INS AGCY INC3 | PO BOX 60970 LAFAYETTE, LA 70596 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $683 | $683 | 5.83% |
| ASSUREDPARTNERS3 Filed as: DWIGHT ANDRUS INSURANCE AGNCY | 500 DOVER BLVD LAFAYETTE, LA 70503 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $830 | $111 | $941 | 17.00% |
| ASSUREDPARTNERS3 Filed as: DWIGHT ANDRUS INSURANCE AGNCY | PO BOX 60970 LAFAYETTE, LA 70596 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $379 | $379 | 6.85% |
| ASSUREDPARTNERS3 Filed as: DWIGHT W ANDRUS INS AGENCY INC | 500 DOVER BLVD-STE 110 LAFAYETTE, LA 70596 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $619 | $83 | $702 | 17.01% |
| ASSUREDPARTNERS3 Filed as: DWIGHT W ANDRUS INS AGENCY INC | PO BOX 60970 LAFAYETTE, LA 70596 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $187 | $187 | 4.53% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS GULF COAST INS. AG | 600 JEFFERSON STREET - SUITE 200 LAFAYETTE, LA 70501 | METROPOLITAN LIFE INSURANCE COMPANY | — | $1K | $1K | — |
| DWIGHT W ANDRUS INS AGCY INC3 Filed as: DWIGHT W ANDRUS INSURANCE AGENCY IN | PO BOX 60970 LAFAYETTE, LA 70596 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | — | $1K | — |
| GIS BENEFITS INC3 Filed as: GIS BENEFITS INC. | 422 WAUPONSEE STREET MORRIS, IL 60450 | METROPOLITAN LIFE INSURANCE COMPANY | $426 | $170 | $596 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 301 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 304 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 202 | $86K |
| Vision | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 176 | $16K |
| Life insurance(3 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 301 | $52K |
| Short-term disability(3 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 137 | $64K |
| Long-term disability(2 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 109 | $45K |
| Other(6 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 301 | $136K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 301 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.