| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GCG FINANCIAL LLC Filed as: AVON DIXON AN ALERA GROUP AGENCY LL | 28464 MARLBORO AVE STE 200 EASTON, MD 21601 | UNITED HEALTHCARE INSURANCE COMPANY | $364 | $22K | $22K | 2.66% |
| AMWINS3 Filed as: AMWINS CONNECT ADMINISTRATORS INC | 11350 MCCORMICK RD EXECUTIVE PLAZA 4 STE 400 HUNT VALLEY, MD 21031 | UNITED HEALTHCARE INSURANCE COMPANY | — | -$22 | -$22 | -0.00% |
| GCG FINANCIAL LLC Filed as: GCG FINANCIAL | 3 PARKWAY N, STE 500 DEERFIELD, IL 60015 | WELLMARK HEALTH PLAN OF IOWA | $9K | — | $9K | 6.50% |
| HOWARD LAMPLUGH | 230 E. BISHOP HOLLOW RD MEDIA, PA 19063 | DOMINION NATIONAL | $3K | — | $3K | 7.00% |
| HOWARD LAMPLUGH3 | 230 E. BISHOP HOLLOW RD MEDIA, PA 19063 | HARTFORD LIFE AND ACCIDENT | $2K | — | $2K | 15.00% |
| HOWARD LAMPLUGH3 | 230 E. BISHOP HOLLOW RD MEDIA, PA 19063 | HARTFORD LIFE AND ACCIDENT | $593 | — | $593 | 15.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 132 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 132 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | UNITED HEALTHCARE INSURANCE COMPANY | 123 | $986K |
| Dental | DOMINION NATIONAL | 88 | $39K |
| Vision | UNITED HEALTHCARE INSURANCE COMPANY | 123 | $841K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 116 | $4K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 69 | $12K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 123 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.