| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| STEALTH PARTNER GROUP LLC3 Filed as: STEALTH PARTNER GROUP | 18700 N HAYDEN ROAD SUITE 405 SCOTTSDALE, AZ 85255 | SUN LIFE ASSURANCE OF CANADA | $114K | — | $114K | 5.00% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP INC. | 811 MADISON AVENUE TOLEDO, OH 43604 | UNITEDHEALTHCARE INSURANCE COMPANY | $181K | — | $181K | 15.02% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP INC. | 811 MADISON AVENUE TOLEDO, OH 43604 | NEW YORK LIFE GROUP BENEFIT SOLUTIONS | $26K | $19K | $45K | 13.37% |
| CENTRO BENEFITS RESEARCH LLC3 | 325 N KIRKWOOD ROAD SUITE 300 KIRKWOOD, MO 63122 | NEW YORK LIFE GROUP BENEFIT SOLUTIONS | — | $10K | $10K | 2.88% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP INC. | 811 MADISON AVENUE TOLEDO, OH 43604 | NEW YORK LIFE GROUP BENEFIT SOLUTIONS | $13K | $20K | $33K | 10.09% |
| CENTRO BENEFITS RESEARCH LLC3 | 325 N KIRKWOOD ROAD SUITE 300 KIRKWOOD, MO 63122 | NEW YORK LIFE GROUP BENEFIT SOLUTIONS | — | $10K | $10K | 3.00% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP INC. | 811 MADISON AVENUE TOLEDO, OH 43604 | NEW YORK LIFE GROUP BENEFIT SOLUTIONS | — | $10K | $10K | 5.58% |
| CENTRO BENEFITS RESEARCH LLC3 | 325 N KIRKWOOD ROAD SUITE 300 KIRKWOOD, MO 63122 | NEW YORK LIFE GROUP BENEFIT SOLUTIONS | — | $6K | $6K | 3.00% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP INC. | PO BOX 1687 TOLEDO, OH 43606 | EYEMED VISION CORP | $12K | — | $12K | 9.90% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP INC. | 811 MADISON AVENUE TOLEDO, OH 43604 | NEW YORK LIFE GROUP BENEFIT SOLUTIONS | $20K | — | $20K | 25.26% |
| CENTRO BENEFITS RESEARCH LLC3 | 325 N KIRKWOOD ROAD SUITE 300 KIRKWOOD, MO 63122 | NEW YORK LIFE GROUP BENEFIT SOLUTIONS | — | $2K | $2K | 3.00% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP INC. | 811 MADISON AVENUE TOLEDO, OH 43604 | NEW YORK LIFE GROUP BENEFIT SOLUTIONS | $16K | — | $16K | 25.30% |
| CENTRO BENEFITS RESEARCH LLC3 | 325 N KIRKWOOD ROAD SUITE 300 KIRKWOOD, MO 63122 | NEW YORK LIFE GROUP BENEFIT SOLUTIONS | — | $2K | $2K | 3.00% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP INC. | 811 MADISON AVENUE TOLEDO, OH 43604 | NEW YORK LIFE GROUP BENEFIT SOLUTIONS | — | $2K | $2K | 4.58% |
| CENTRO BENEFITS RESEARCH LLC3 | 325 N KIRKWOOD ROAD SUITE 300 KIRKWOOD, MO 63122 | NEW YORK LIFE GROUP BENEFIT SOLUTIONS | — | $2K | $2K | 3.00% |
| CENTRO BENEFITS RESEARCH LLC3 | 325 N KIRKWOOD ROAD SUITE 300 KIRKWOOD, MO 63122 | NEW YORK LIFE GROUP BENEFIT SOLUTIONS | $3K | $3K | $6K | 12.35% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP INC. | 811 MADISON AVENUE TOLEDO, OH 43604 | NEW YORK LIFE GROUP BENEFIT SOLUTIONS | — | $1K | $1K | 3.00% |
| CENTRO BENEFITS RESEARCH LLC3 | 325 N KIRKWOOD ROAD SUITE 300 KIRKWOOD, MO 63122 | NEW YORK LIFE GROUP BENEFIT SOLUTIONS | $11K | — | $11K | 25.27% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP INC. | 811 MADISON AVENUE TOLEDO, OH 43604 | NEW YORK LIFE GROUP BENEFIT SOLUTIONS | — | $1K | $1K | 3.00% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP INC. | 811 MADISON AVENUE TOLEDO, OH 43604 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $646 | $646 | 2.00% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP INC. | 811 MADISON AVENUE TOLEDO, OH 43604 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $4K | $103 | $4K | 17.51% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP INC. | 811 MADISON AVENUE TOLEDO, OH 43604 | NEW YORK LIFE GROUP BENEFIT SOLUTIONS | — | $3K | $3K | — |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| DELTA DENTAL OF OHIO EIN 31-0685339 BENEFITS ADMINISTRATOR | Insurance agents and brokers Service code 22 | 5000 BLAZER PARKWAY SUITE 150 DUBLIN, OH 43017 | $51K |
| PRIME THERAPEUTICS MANAGEMENT, LLC EIN 46-3708039 PHARMACY BENE MANAGEMENT | Claims processing; Direct payment from the plan; Other fees Service code 12 | — | $27K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,219 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 1,219 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 1,260 | $1.2M |
| Vision | EYEMED VISION CORP | 1,122 | $126K |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 0 | $41K |
| Long-term disability(2 contracts, 2 carriers) | NEW YORK LIFE GROUP BENEFIT SOLUTIONS | 0 | $228K |
| Stop-loss / reinsurancereinsurance | SUN LIFE ASSURANCE OF CANADA | 1,252 | $2.3M |
| Other(11 contracts, 2 carriers) | NEW YORK LIFE GROUP BENEFIT SOLUTIONS | 1,095 | $1.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,260 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.