| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HENDERSON BROTHERS, INC.3 Filed as: HENDERSON BROTHERS INC. | 920 FT. DUQUESNE BLVD. PITTSBURGH, PA 15222 | HIGHMARK, INC. | $45K | — | $45K | 2.95% |
| HENDERSON BROTHERS, INC.3 Filed as: HENDERSON BROTHERS INC. | 920 FT. DUQUESNE BLVD. PITTSBURGH, PA 15222 | HIGHMARK, INC. | $13K | — | $13K | 2.95% |
| HENDERSON BROTHERS, INC.3 Filed as: HENDERSON BROTHERS INC. | 920 FT. DUQUESNE BLVD. PITTSBURGH, PA 15222 | UNITED CORCORDIA INSURANCE COMPANY | $7K | — | $7K | 10.03% |
| HENDERSON BROTHERS, INC.3 Filed as: HENDERSON BROTHERS INC. | 920 FT. DUQUESNE BLVD. PITTSBURGH, PA 15222 | LINCOLN NATIONAL LIFE INSURANCE | $4K | — | $4K | 10.44% |
| HENDERSON BROTHERS, INC. Filed as: HENDERSON BROTHERS INC. | 920 FT. DUQUESNE BLVD. PITTSBURGH, PA 15222 | LINCOLN NATIONAL LIFE INSURANCE | $3K | — | $3K | 7.25% |
| HENDERSON BROTHERS, INC.3 Filed as: HENDERSON BROTHERS INC. | 920 FT. DUQUESNE BLVD. PITTSBURGH, PA 15222 | VISION BENEFITS OF AMERICA | $950 | — | $950 | 5.00% |
| HENDERSON BROTHERS, INC. Filed as: HENDERSON BROTHERS INC. | 920 FT. DUQUESNE BLVD. PITTSBURGH, PA 15222 | LINCOLN NATIONAL LIFE INSURANCE | $962 | — | $962 | 12.42% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 189 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 189 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HIGHMARK, INC. | 390 | $1.5M |
| Dental | UNITED CORCORDIA INSURANCE COMPANY | 342 | $70K |
| Vision | VISION BENEFITS OF AMERICA | 140 | $19K |
| Life insurance | LINCOLN NATIONAL LIFE INSURANCE | 149 | $8K |
| Short-term disability | LINCOLN NATIONAL LIFE INSURANCE | 149 | $36K |
| Long-term disability | LINCOLN NATIONAL LIFE INSURANCE | 149 | $37K |
| Prescription drug | HIGHMARK, INC. | 390 | $455K |
| Other | LINCOLN NATIONAL LIFE INSURANCE | 149 | $8K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 390 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.