| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: GEORGE M. BROWN | 2501 EAST STATE AVENUE, SUITE 200 MERIDIAN, ID 83642 | BLUE CROSS OF IDAHO HEALTH SERVICE, INC. | $10K | $0 | $10K | 2.09% |
| RAYMOND BENNETT3 | 75 WEST TOWNE RIDGE PARKWAY BUILDING 2, SUITE 400 SANDY, UT 84070 | BLUE CROSS OF IDAHO HEALTH SERVICE, INC. | $10K | $0 | $10K | 2.06% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INS. SVCS., INC. | UNKNOWN MERIDIAN, ID 83642 | WILLAMETTE DENTAL OF IDAHO, INC. | $4K | $0 | $4K | 8.67% |
| NORTHWEST BENEFITS ADVISORY GROUP3 | 2722 EAST MARGATE COURT EAGLE, ID 83616 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $537 | $2K | 10.20% |
| MORETON & COMPANY3 Filed as: FRED A. MORTON AND COMPANY | PO BOX 58139 SALT LAKE CITY, UT 84158 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $384 | $1K | 9.08% |
| DENISE A MAXWELL3 Filed as: DENISE A. MAXWELL | 3501 WEST TORANA DRIVE MERIDIAN, ID 83646 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $348 | $97 | $445 | 2.90% |
| ANGELA S BRINGHURST3 Filed as: ANGELA S. BRINGHURST | 536 WEST BAYHILL DRIVE NAMPA, ID 83686 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $293 | $0 | $293 | 1.91% |
| STEVEN K BRINGHURST3 Filed as: STEVEN K. BRINGHURST & OTHER AGENTS | 536 WEST BAYHILL DRIVE NAMPA, ID 83686 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $103 | $76 | $179 | 1.17% |
| RONNY ANN WARNER3 | 470 EAST WHITBECK STREET KUNA, ID 83634 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $111 | $12 | $123 | 0.80% |
| LYNSAY GROSS3 | 472 WEST CAGNEY STREET MERIDIAN, ID 83646 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $107 | $0 | $107 | 0.70% |
| R. BRENT BENNETT3 | 75 WEST TOWNE RIDGE PARKWAY BUILDING 2, SUITE 400 SANDY, UT 84070 | UNITED HERITAGE LIFE INSURANCE COMPANY | $592 | $0 | $592 | 6.80% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: GEORGE BROWN | PO BOX 191030 BOISE, ID 83719 | UNITED HERITAGE LIFE INSURANCE COMPANY | $302 | $0 | $302 | 3.47% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 0 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS OF IDAHO HEALTH SERVICE, INC. | 221 | $483K |
| Dental(2 contracts, 2 carriers) | BLUE CROSS OF IDAHO HEALTH SERVICE, INC. | 221 | $528K |
| Vision | UNITED HERITAGE LIFE INSURANCE COMPANY | 174 | $9K |
| Life insurance(2 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 174 | $24K |
| Short-term disability | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 46 | $15K |
| Prescription drug | BLUE CROSS OF IDAHO HEALTH SERVICE, INC. | 221 | $483K |
| Other(3 contracts, 3 carriers) | BLUE CROSS OF IDAHO HEALTH SERVICE, INC. | 221 | $507K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 221 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Final-filing indicator set. Plan is winding down; don't waste sales effort here.