| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. | 29840 NETWORK PLACE CHICAGO, IL 606731298 | KAISER FOUNDATION HEALTH PLAN INC. | $47K | — | $47K | 2.58% |
| AON CONSULTING INC3 Filed as: AON CONSULTING & INS SVCS | 29840 NETWORK PLACE CHICAGO, IL 60673 | BLUE SHIELD OF CALIFORNIA | $53 | $38K | $38K | 3.09% |
| AON CONSULTING INC3 Filed as: AON CONSULTING AND INSURANCE SVCS. | 29840 NETWORK PLACE CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | $21K | $3K | $24K | 10.25% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PLACE CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | — | $770 | $770 | 0.33% |
| AON CONSULTING INC3 Filed as: AON CONSULTING - SAN FRANCISCO | P.O. BOX 905494 CHARLOTTE, NC 282905494 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $9K | $2K | $10K | 7.89% |
| AON CONSULTING INC3 Filed as: AON CONSULTING - SAN FRANCISCO | P.O. BOX 905494 CHARLOTTE, NC 282905494 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $12K | $971 | $13K | 14.82% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 606731298 | VISION SERVICE PLAN | $3K | — | $3K | 6.94% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. | 425 MARKET STREET, SUITE 2800 SAN FRANCISCO, CA 94105 | GERBER LIFE INSURANCE COMPANY | $274 | — | $274 | 15.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 244 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 246 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN INC. | 249 | $3.0M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 472 | $233K |
| Vision | VISION SERVICE PLAN | 142 | $39K |
| Life insurance(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 244 | $215K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 244 | $130K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 244 | $130K |
| Prescription drug(2 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN INC. | 249 | $3.0M |
| Other(3 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 244 | $217K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 472 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.