| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BOND BENEFITS CONSULTING LLC3 | 71A MONROE AVE PITTSFORD, NY 14534 | EXCELLUS BLUE CROSS BLUE SHIELD | $67K | — | $67K | 4.02% |
| BOND BENEFITS CONSULTING LLC3 | 71 MONROE AVE, STE A PITTSFORD, NY 14534 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | — | $4K | 2.34% |
| ERICK BOND3 | 71 MONROE AVE, STE A PITTSFORD, NY 14534 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | — | $3K | 1.52% |
| BOND BENEFITS CONSULTING LLC3 | 71 MONROE AVE, STE A PITTSFORD, NY 14534 | SUN LIFE AND HEALTH INSURANCE COMPANY (U.S.) | $5K | — | $5K | 11.91% |
| ASSUREDPARTNERS Filed as: ASSURED PARTNERS NORTHEAST LLC | 71 MONROE AVENUE SUITE A PITTSFORD, NY 14534 | GUARDIAN LIFE INSURANCE CO. OF AMERICA | $5K | — | $5K | 14.40% |
| ALLIANCE ADVISORY GRP INC3 | 600 DELAWARE AVE BUFFALO, NY 14202 | GUARDIAN LIFE INSURANCE CO. OF AMERICA | $27 | — | $27 | 0.07% |
| BOND BENEFITS CONSULTING LLC3 | 71 MONROE AVE, STE A PITTSFORD, NY 14534 | SUN LIFE AND HEALTH INSURANCE COMPANY (U.S.) | $182 | — | $182 | 0.55% |
| BOND BENEFITS CONSULTING LLC3 Filed as: BOND, ERICK G | 71 MONROE AVE, STE A PITTSFORD, NY 14534 | SUN LIFE AND HEALTH INSURANCE COMPANY (U.S.) | $2K | — | $2K | 8.97% |
| BOND BENEFITS CONSULTING LLC | 71 MONROE AVE, STE A PITTSFORD, NY 14534 | SUN LIFE AND HEALTH INSURANCE COMPANY (U.S.) | $1K | — | $1K | 4.29% |
| BOND BENEFITS CONSULTING LLC3 | 71 MONROE AVE, STE A PITTSFORD, NY 14534 | SUN LIFE AND HEALTH INSURANCE COMPANY (U.S.) | $298 | — | $298 | 1.24% |
| BOND BENEFITS CONSULTING LLC3 | 71 MONROE AVE, STE A PITTSFORD, NY 14534 | SUN LIFE AND HEALTH INSURANCE COMPANY (U.S.) | $4K | — | $4K | 18.66% |
| BOND BENEFITS CONSULTING LLC3 | 71 MONROE AVE, STE A PITTSFORD, NY 14534 | SUN LIFE AND HEALTH INSURANCE COMPANY (U.S.) | $3K | — | $3K | 15.39% |
| BOND BENEFITS CONSULTING LLC3 | 71 MONROE AVE, STE A PITTSFORD, NY 14534 | SUN LIFE AND HEALTH INSURANCE COMPANY (U.S.) | $298 | — | $298 | 15.43% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 296 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 296 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | EXCELLUS BLUE CROSS BLUE SHIELD | 164 | $1.7M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 308 | $173K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 308 | $173K |
| Life insurance | SUN LIFE AND HEALTH INSURANCE COMPANY (U.S.) | 218 | $16K |
| Short-term disability | SUN LIFE AND HEALTH INSURANCE COMPANY (U.S.) | 218 | $44K |
| Long-term disability | SUN LIFE AND HEALTH INSURANCE COMPANY (U.S.) | 218 | $23K |
| Prescription drug | EXCELLUS BLUE CROSS BLUE SHIELD | 164 | $1.7M |
| Other(4 contracts, 2 carriers) | GUARDIAN LIFE INSURANCE CO. OF AMERICA | 218 | $96K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 308 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.