| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PROFESSIONAL GROUP PLANS INC3 Filed as: PROFESSIONAL GROUP PLANS, INC | 225 WIRELESS BLVD SUITE 200 HAUPPAUGE, NY 11788 | HORIZON HEALTHCARE SERVICES, INC. | $205K | — | $205K | 4.37% |
| BRIO BENEFIT CONSULTING INC3 Filed as: BRIO BENEFIT CONSULTING, INC. | 30 BROAD STREET 35TH FLOOR NEW YORK, NY 10004 | UPMC HEALTH OPTIONS | $83K | — | $83K | 3.21% |
| BRIO BENEFIT CONSULTING INC3 | 42 BROADWAY SUITE 1932 NEW YORK, NY 10004 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $29K | $2K | $30K | 7.92% |
| PROFESSIONAL GROUP PLANS INC3 | 225 WIRELESS BLVD SUITE 200 HAUPPAUGE, NY 10004 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | — | $15K | $15K | 3.98% |
| PROFESSIONAL GROUP PLANS INC3 | 225 WIRELESS BLVD SUITE 200 HAUPPAUGE, NY 11788 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $9K | $9K | 5.00% |
| BRIO BENEFIT CONSULTING INC3 | 42 BROADWAY SUITE 1932 NEW YORK, NY 10004 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $4K | $909 | $5K | 2.90% |
| BRIO BENEFIT CONSULTING INC3 | 42 BROADWAY SUITE 1932 NEW YORK, NY 10004 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $5K | $570 | $6K | 5.24% |
| PROFESSIONAL GROUP PLANS INC3 Filed as: PROFESSIONAL GROUP PLANS | 225 WIRELESS BLVD SUITE 200 HAUPPAUGE, NY 11788 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $5K | $5K | 5.00% |
| PROFESSIONAL GROUP PLANS INC3 Filed as: PROFESSIONAL GROUP PLANS, INC | 225 WIRELESS BLVD SUITE 200 HAUPPAUGE, NY 11788 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $5K | $5K | 5.00% |
| BRIO BENEFIT CONSULTING INC3 | 42 BROADWAY SUITE 1932 NEW YORK, NY 10004 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $4K | $549 | $5K | 4.27% |
| PROFESSIONAL GROUP PLANS INC3 | 225 WIRELESS BLVD SUITE 200 HAUPPAUGE, NY 11788 | VISION SERVICE PLAN | $2K | — | $2K | 4.97% |
| BRIO BENEFIT CONSULTING INC3 | 30 BROAD ST 35TH FL NEW YORK, NY 10004 | VISION SERVICE PLAN | $2K | — | $2K | 4.24% |
| BRIO BENEFIT CONSULTING INC3 Filed as: BRIO BENEFIT CONSULTING, INC | 42 BROADWAY SUITE 1932 NEW YORK, NY 10004 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $2K | $82 | $2K | 10.81% |
| PROFESSIONAL GROUP PLANS INC3 Filed as: PROFESSIONAL GROUP PLANS, INC | 225 WIRELESS BLVD SUITE 200 HAUPPAUGE, NY 11788 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $764 | $764 | 5.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 891 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 891 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HORIZON HEALTHCARE SERVICES, INC. | 704 | $7.3M |
| Dental(2 contracts, 2 carriers) | UPMC HEALTH OPTIONS | 704 | $3.0M |
| Vision(2 contracts, 2 carriers) | UPMC HEALTH OPTIONS | 704 | $2.6M |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 957 | $184K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 957 | $106K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 957 | $108K |
| Prescription drug | HORIZON HEALTHCARE SERVICES, INC. | 447 | $4.7M |
| Other | LIFE INSURANCE COMPANY OF NORTH AMERICA | 957 | $15K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 957 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.