| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF GEORGIA, LLC | 23452 HWY 80 E. STATESBORO, GA 30461 | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | $84K | — | $84K | 3.63% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS NL, LLC | 435 WHITTINGTON PKWY SUITE 300 LOUISVILLE, KY 40222 | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | — | $1K | $1K | 0.05% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF FLORIDA, LLC | 23452 HWY 80 E. STATESBORO, GA 30461 | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | $448 | — | $448 | 0.02% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF GEORGIA LLC | 23452 HIGHWAY 80 EAST STATESBORO, GA 30461 | GREATER GEORGIA LIFE INSURANCE COMPANY | $15K | — | $15K | 11.47% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF GEORGIA, LLC | 23452 HWY 80 E. STATESBORO, GA 30461 | STANDARD INSURANCE CO. | $8K | — | $8K | 11.58% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS NL, LLC | 435 WHITTINGTON PKWY LOUISVILLE, KY 40222 | STANDARD INSURANCE CO. | — | $3K | $3K | 4.79% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 292 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 292 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | 198 | $2.3M |
| Dental | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | 198 | $2.3M |
| Vision | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | 198 | $2.3M |
| Life insurance(2 contracts, 2 carriers) | GREATER GEORGIA LIFE INSURANCE COMPANY | 292 | $200K |
| Short-term disability(2 contracts, 2 carriers) | GREATER GEORGIA LIFE INSURANCE COMPANY | 292 | $200K |
| Long-term disability(2 contracts, 2 carriers) | GREATER GEORGIA LIFE INSURANCE COMPANY | 292 | $200K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 292 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.