| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BRUCE D CAPLES3 | 3519 ACORN AVE SUITE 601 TUSCALOOSA, AL 35406 | AFLAC | $2K | — | $2K | 5.88% |
| JOHN BRADY LAWSON3 | 921 ILA MAE DRIVE NORTHPORT, AL 35473 | AFLAC | $2K | $17 | $2K | 4.19% |
| SAIC INC3 | 4245 MILGEN ROAD COLUMBUS, GA 31907 | AFLAC | $942 | $7 | $949 | 2.29% |
| SCOTT J RUSSELL3 | 15275 LOBLOLLY CT NORTHPORT, AL 35475 | AFLAC | $614 | — | $614 | 1.48% |
| SARAH K CHAMPION3 | 505 ENERGY CENTER BLVD SUITE 601 NORTHPORT, AL 35473 | AFLAC | $583 | — | $583 | 1.41% |
| BRUCE D CAPLES3 | 3519 ACORN AVE TUSCALOOSA, AL 35408 | AFLAC | $414 | $17 | $431 | 1.04% |
| DREW L WHITTINGTON3 | 2123 9TH ST SUITE 114 TUSCALOOSA, AL 35401 | AFLAC | $255 | — | $255 | 0.62% |
| CATHRINE L HALL3 | 505 ENERGY CENTER BLVD SUITE 601 NORTHPORT, AL 35473 | AFLAC | $211 | — | $211 | 0.51% |
| TIMOTHY G BURCH JR3 | 1800 MCFARLAND BLVD STE 330 TUSCALOOSA, AL 35406 | AFLAC | $174 | $7 | $181 | 0.44% |
| SALLY MEAD3 | 1535 FIANNA PLACE TER FORT SMITH, AR 72908 | AFLAC | $107 | $7 | $114 | 0.28% |
| MKF & ASSOCIATES INC3 Filed as: MKF & ASSOCIATES INC. | 4505 PINE TREE CIR STE 201 BIRMINGHAM, AL 35243 | AFLAC | $107 | — | $107 | 0.26% |
| BRIAN HOGGLE3 Filed as: BRIAN E HOGGLE | 912 JENNIFER DR E TUSCALOOSA, AL 35404 | AFLAC | $50 | — | $50 | 0.12% |
| BRENDA G CUVIELLO3 | 13512 PERDIDO KEY DR PENSACOLA, FL 32507 | AFLAC | $43 | — | $43 | 0.10% |
| GEORGE M VASILOS3 | 5700 WYNDEMERE LN STONE MOUNTAIN, GA 30087 | AFLAC | $32 | — | $32 | 0.08% |
| SARAH K CHAMPION3 | 505 ENERGY CENTER BLVD STE 601 NORTHPORT, AL 35473 | AFLAC | $30 | — | $30 | 0.07% |
| RANDY PRESCOTT3 | 3105 28TH STREET NORTHPORT, AL 35478 | AFLAC | $21 | — | $21 | 0.05% |
| PAUL A LEE3 | P O BOX 248 KENNESAW, GA 30156 | AFLAC | $14 | — | $14 | 0.03% |
| RITA S RUSSELL3 | 15275 LOBOLLY COURT NORTHPORT, AL 35475 | AFLAC | $13 | — | $13 | 0.03% |
| THOMAS ROBERT GIDDENS3 | P.O. BOX 2517 KENNESAW, GA 30156 | AFLAC | $9 | — | $9 | 0.02% |
| JOE C CHAMPION3 | 3600 WATERMELON ROAD SUITE 206 NORTHPORT, AL 35476 | AFLAC | $7 | — | $7 | 0.02% |
| BRIAN ANDREWS3 | 5728 TAMARACK DRIVE PACE, FL 32571 | AFLAC | $5 | — | $5 | 0.01% |
| MARTHA L DEES3 | 207 ZANE CT SARALAND, AL 36571 | AFLAC | $3 | — | $3 | 0.01% |
| MARK S LEE3 | 1192 PEYTON DR NW KENNESAW, GA 30152 | AFLAC | $2 | — | $2 | 0.00% |
| BARKLEY SCOTT FLEMING3 | 16141 NORTHWIND CIR NORTHPORT, AL 35475 | AFLAC | $2 | — | $2 | 0.00% |
| JACKIE F BURLESON3 | 1124 MARTHA ALLEYN DR SARALAND, AL 36571 | AFLAC | $1 | — | $1 | 0.00% |
| CURTIS W OGLESBY3 | 3615 POTOMAC RIDGE COURT EAST MOBILE, AL 36695 | AFLAC | $1 | — | $1 | 0.00% |
| THOMAS R BAILEY3 Filed as: THOMAS R. BAILEY | 142 MAPLE COURT NW CHARLESTON, TN 37310 | AFLAC | $0 | — | $0 | 0.00% |
| COBBS ALLEN & HALL INC3 Filed as: COBBS ALLEN AND HALL INC | 115 OFFICE PARK DR SUITE 200 BIRMINGHAM, AL 35223 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $6K | — | $6K | 15.00% |
| NATIONAL BENEFIT CENTER3 | 6830 COCHRAN RD SOLON, OH 44139 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $2K | $2K | 4.00% |
| COBBS ALLEN & HALL INC3 Filed as: COBBS ALLEN AND HALL INC | 115 OFFICE PARK DRIVE SUITE 200 BIRMINGHAM, AL 35223 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $5K | — | $5K | 15.00% |
| NATIONAL BENEFIT CENTER3 | 6830 COCHRAN RD SOLON, OH 44139 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $1K | $1K | 4.00% |
| COBBS ALLEN & HALL INC3 Filed as: COBBS ALLEN AND HALL INC | 115 OFFICE PARK DRIVE SUITE 200 BIRMINGHAM, AL 35223 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4K | — | $4K | 15.00% |
| NATIONAL BENEFIT CENTER3 | 6830 COCHRAN ROAD SOLON, OH 44139 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $1K | $1K | 4.00% |
| COBBS ALLEN & HALL INC3 Filed as: COBBS ALLEN AND HALL INC | 115 OFFICE PARK DR SUITE 200 BIRMINGHAM, AL 35223 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4K | — | $4K | 15.00% |
| NATIONAL BENEFIT CENTER3 | 6830 COCHRAN RD SOLON, OH 44139 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $1K | $1K | 4.00% |
| COBBS ALLEN & HALL INC3 Filed as: COBBS, ALLEN & HALL INC. | 115 OFFICE PARK DRIVE STE 200 MOUNTAIN BRK, AL 352232423 | VISION SERVICE PLAN | $2K | — | $2K | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 184 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 184 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 158 | $1.4M |
| Dental | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 158 | $1.4M |
| Vision | VISION SERVICE PLAN | 128 | $22K |
| Life insurance(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 195 | $56K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 191 | $33K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 158 | $1.4M |
| Other(5 contracts, 3 carriers) | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 196 | $1.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 196 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.