| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CHERRY CREEK BENEFITS3 | 9781 S MERIDIAN BLVD, SUITE 110 ENGLEWOOD, CO 80112 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. | $65K | — | $65K | 2.38% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF COLORADO INC. | 2000 S. COLORADO BLVD., TOWER II SUITE 900 DENVER, CO 80222 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. | $31K | — | $31K | 1.15% |
| CHERRY CREEK BENEFITS3 | 9781 S MERIDIAN BLVD STE 110 ENGLEWOOD, CO 80112 | DELTA DENTAL OF COLORADO | $8K | — | $8K | 3.32% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF COLORADO INC. | 2000 S. COLORADO BLVD. TOWER II SUITE 900 DENVER, CO 80246 | DELTA DENTAL OF COLORADO | $4K | — | $4K | 1.72% |
| CHERRY CREEK BENEFITS3 | 9781 S MERIDIAN BLVD STE 110 ENGLEWOOD, CO 80112 | DELTA DENTAL OF COLORADO | $3K | — | $3K | 3.40% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF COLORADO INC. | 2000 S. COLORADO BLVD. TOWER II SUITE 900 DENVER, CO 80222 | DELTA DENTAL OF COLORADO | $1K | — | $1K | 1.64% |
| CHERRY CREEK BENEFITS3 | 9781 S MERIDIAN BLVD STE 110 ENGLEWOOD, CA 801125935 | VISION SERVICE PLAN | $1K | — | $1K | 3.35% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF COLORADO, INC. | 62877 COLLECTION CENTER DR CHICAGO, IL 606930628 | VISION SERVICE PLAN | $258 | — | $258 | 0.59% |
| CHERRY CREEK BENEFITS3 | 9781 S MERIDIAN BLVD STE 110 ENGLEWOOD, CO 801125935 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 7.50% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON | 2000 S COLORADO BLVD STE 2-900 DENVER, CO 802227931 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $678 | $150 | $828 | 3.05% |
| CHERRY CREEK BENEFITS3 | 9781 S MERIDIAN BLVD STE 110 ENGLEWOOD, CO 801212593 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 7.52% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON | 2000 S COLORADO BLVD STE 2-900 DENVER, CO 802227931 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $547 | $125 | $672 | 3.04% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 466 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 7 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 473 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. | 675 | $2.7M |
| Dental(2 contracts) | DELTA DENTAL OF COLORADO | 557 | $314K |
| Vision | VISION SERVICE PLAN | 288 | $44K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 466 | $49K |
| Prescription drug | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. | 675 | $2.7M |
| Other(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 466 | $49K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 675 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.