| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ARMFIELD HARRISON & THOMAS3 Filed as: ARMFIELD HARRISON & THOMAS INC. | 4704 DE INVIERNO WAY MOUNT AIRY, MD 21771 | STANDARD INSURANCE COMPANY | $6K | $2K | $8K | 17.60% |
| ARMFIELD HARRISON & THOMAS3 | PO BOX 120 MOUNT AIRY, MD 21771 | STANDARD INSURANCE COMPANY | $3K | $314 | $3K | 7.52% |
| ARMFIELD HARRISON & THOMAS3 | 4704 DE INVIERNO WAY MOUNT AIRY, MD 21771 | STANDARD INSURANCE COMPANY | $3K | $739 | $4K | 8.65% |
| ARMFIELD HARRISON & THOMAS3 | PO BOX 120 MOUNT AIRY, MD 21771 | STANDARD INSURANCE COMPANY | $2K | $535 | $3K | 6.32% |
| ARMFIELD HARRISON & THOMAS3 | 4704 DE INVIERNO WAY MOUNT AIRY, MD 21771 | STANDARD INSURANCE COMPANY | $13K | $1K | $14K | 66.08% |
| ARMFIELD HARRISON & THOMAS3 | PO BOX 120 MOUNT AIRY, MD 21771 | STANDARD INSURANCE COMPANY | $1K | $0 | $1K | 5.53% |
| ARMFIELD HARRISON & THOMAS3 Filed as: ARMFIELD HARRISON & THOMAS INC. | 4704 DE INVIERNO WAY MOUNT AIRY, MD 21771 | STANDARD INSURANCE COMPANY | $2K | $902 | $3K | 18.25% |
| ARMFIELD HARRISON & THOMAS3 Filed as: ARMFIELD HARRISON & THOMAS INC. | PO BOX 120 MOUNT AIRY, MD 21771 | STANDARD INSURANCE COMPANY | $1K | $135 | $1K | 7.70% |
| ARMFIELD HARRISON & THOMAS3 | 4704 DE INVIERNO WAY MOUNT AIRY, MD 21771 | STANDARD INSURANCE COMPANY | $2K | $670 | $2K | 17.78% |
| ARMFIELD HARRISON & THOMAS3 | PO BOX 120 MOUNT AIRY, MD 21771 | STANDARD INSURANCE COMPANY | $910 | $100 | $1K | 7.56% |
| ARMFIELD HARRISON & THOMAS3 | 4704 DE INVIERNO WAY MOUNT AIRY, MD 21771 | STANDARD INSURANCE COMPANY | $849 | $426 | $1K | 10.37% |
| ARMFIELD HARRISON & THOMAS3 Filed as: ARMFIELD HARRISON &THOMAS | PO BOX 120 MOUNT AIRY, MD 21771 | STANDARD INSURANCE COMPANY | $623 | $308 | $931 | 7.57% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 133 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 133 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | STANDARD INSURANCE COMPANY | 91 | $43K |
| Vision | STANDARD INSURANCE COMPANY | 88 | $12K |
| Life insurance | STANDARD INSURANCE COMPANY | 133 | $43K |
| Short-term disability | STANDARD INSURANCE COMPANY | 56 | $13K |
| Long-term disability | STANDARD INSURANCE COMPANY | 38 | $17K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 133 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.