| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LEEN SPITLER BENEFITS GROUP LLC3 Filed as: LEEN SPITLER BENEFITS GROUP | 8051 WASHINGTON VILLAGE DRIVE DAYTON, OH 45458 | COMMUNITY INSURANCE COMPANY | $16K | — | $16K | 1.77% |
| REB CONSULTING, INC.3 Filed as: REB CONSULTING | 300 WEST WILSON BRIDGE ROAD WORTHINGTON, OH 43085 | COMMUNITY INSURANCE COMPANY | $8K | — | $8K | 0.82% |
| BROKERAGENET, INC.3 | 110 NORTHWOODS BOULEVARD COLUMBUS, OH 43235 | COMMUNITY INSURANCE COMPANY | $4K | — | $4K | 0.45% |
| BENEFITS NETWORK INC. (WEXFORD,PA)3 Filed as: BENEFITS NETWORK INSURANCE | 4555 LAKE FORREST DRIVE CINCINNATI, OH 45242 | COMMUNITY INSURANCE COMPANY | $4K | — | $4K | 0.41% |
| LEEN SPITLER BENEFITS GROUP LLC3 Filed as: LEEN SPITLER BENEFITS GROUP | 8051 WASHINGTON VILLAGE DRIVE DAYTON, OH 45458 | ANTHEM LIFE INSUANCE COMPANY | $3K | — | $3K | 5.88% |
| REB CONSULTING, INC.3 Filed as: REB CONSULTING | 300 WEST WORTHINGTON BRIDGE ROAD WORTHINGTON, OH 43085 | ANTHEM LIFE INSUANCE COMPANY | $3K | — | $3K | 5.49% |
| BROKERNET INC3 Filed as: BROKERNET, INC. | 110 NORTHWOODS BOULEVARD COLUMBUS, OH 43235 | ANTHEM LIFE INSUANCE COMPANY | $429 | — | $429 | 0.72% |
| LEEN SPITLER BENEFITS GROUP LLC3 Filed as: LEEN SPILTER BENEFITS GROUP | 8051 WASHINGTON VILLAGE DRIVE DAYTON, OH 45458 | COMMUNITY INSURANCE COMPANY | $2K | — | $2K | 4.39% |
| REB CONSULTING, INC.3 Filed as: REB CONSULTING | 300 WEST WILSON BRIDGE ROAD WORTHINGING, OH 43085 | COMMUNITY INSURANCE COMPANY | $274 | — | $274 | 0.61% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 134 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 134 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | COMMUNITY INSURANCE COMPANY | 197 | $920K |
| Dental | COMMUNITY INSURANCE COMPANY | 120 | $45K |
| Vision | COMMUNITY INSURANCE COMPANY | 197 | $920K |
| Life insurance | ANTHEM LIFE INSUANCE COMPANY | 153 | $59K |
| Short-term disability | ANTHEM LIFE INSUANCE COMPANY | 153 | $59K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 197 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.