| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CONNER STRONG & BUCKELEW3 Filed as: CONNER STRONG | 401 ROUTE 73 N MARLTON, NJ 08053 | HORIZON HEALTHCARE SERVICES, INC. | $111K | — | $111K | 1.86% |
| ENROLLEASE3 Filed as: STRATEGIC BENEFITS GROUP LLC | 120 EAGLE ROCK AVE STE. 303 EAST HANOVER, NJ 07936 | METROPOLITAN LIFE INSURANCE COMPANY | $37K | — | $37K | 4.86% |
| CONNER STRONG & BUCKELEW3 | 401 RTE 73 NORTH SUITE 300 MARLTON, NJ 08053 | ARMADACARE | $750 | — | $750 | 1.39% |
| CONNER STRONG & BUCKELEW3 Filed as: CONNER STRONG & BUCKELEW COMPANIES | 40 LAKE CENTER EXECUTIVE PARK 401 ROUTE 73 NORTH MARLTON, NJ 08053 | NATIONAL UNION FIRE INSURANCE CO. OF PITTSBURGH PA | $607 | — | $607 | 15.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 646 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 6 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 652 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HORIZON HEALTHCARE SERVICES, INC. | 528 | $6.0M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 1,215 | $765K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 1,215 | $765K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 1,215 | $765K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 1,215 | $765K |
| Prescription drug | HORIZON HEALTHCARE SERVICES, INC. | 528 | $6.0M |
| Other(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 1,215 | $769K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,215 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.