| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARTIN LEVY3 | 16255 VENTURA BLVD., SUITE 330 ENCINO, CA 91436 | BLUE CROSS OF CALIFORNIA | $41K | — | $41K | 5.61% |
| CORPORATE STRATEGIES, INC.3 Filed as: CORPORATE STRATEGIES | 21021 VENTURA BLVD, SUITE 200 WOODLAND HILLS, CA 91364 | KAISER FOUNDATION HEALTH PLAN INC. | $11K | — | $11K | 4.59% |
| CORPORATE STRATEGIES, INC.3 Filed as: CORPORATE STRATEGIES | 21021 VENTURA BLVD, SUITE 200 WOODLAND HILLS, CA 91364 | HUMANA INSURANCE COMPANY | $6K | $813 | $7K | 16.31% |
| MARTIN LEVY3 | 16255 VENTURA BLVD., SUITE 330 ENCINO, CA 91436 | ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY | $1K | — | $1K | 5.61% |
| CORPORATE STRATEGIES, INC.3 Filed as: CORPORATE STRATEGIES | 21021 VENTURA BLVD, SUITE 200 WOODLAND HILLS, CA 91364 | HUMANADENTAL INSURANCE COMPANY | $2K | $934 | $3K | 21.24% |
| MARTIN LEVY3 | 21021 VENTURA BLVD., SUITE 200 WOODLAND HILLS, CA 91364 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $1K | — | $1K | 13.00% |
| CHARLES BOGUE3 | 510 W. 6TH STREET, SUITE 815 LOS ANGELES, CA 90014 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $23 | — | $23 | 0.26% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 160 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 163 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS OF CALIFORNIA | 84 | $968K |
| Dental(2 contracts, 2 carriers) | HUMANA INSURANCE COMPANY | 53 | $59K |
| Vision | ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY | 160 | $25K |
| Life insurance(2 contracts, 2 carriers) | ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY | 160 | $34K |
| Prescription drug(2 contracts, 2 carriers) | BLUE CROSS OF CALIFORNIA | 84 | $968K |
| Other(2 contracts, 2 carriers) | ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY | 160 | $34K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 160 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.