| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DULEY BOLWAR & ASSOCIATES INC3 Filed as: DULEY-BOLWAR & ASSOCIATES, INC. | 14805 N. 73RD STREET SCOTTSDALE, AZ 85260 | DELTA DENTAL OF ARIZONA | $78K | — | $78K | 6.36% |
| JP GRIFFIN COMPANIES LLC3 Filed as: JP GRIFFIN COMPANIES, LLC | 6720 N. SCOTTSDALE ROAD, SUITE 230 SCOTTSDALE, AZ 85253 | DELTA DENTAL OF ARIZONA | $44K | — | $44K | 3.65% |
| DULEY BOLWAR & ASSOCIATES INC3 Filed as: DULEY-BOLWAR & ASSOCIATES, INC. | 14805 N. 73RD STREET SCOTTSDALE, AZ 85260 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $25K | $3K | $28K | 19.12% |
| JP GRIFFIN COMPANIES LLC3 Filed as: JP GRIFFIN COMPANIES, LLC | 920 N. 113TH WAY SCOTTSDALE, AZ 85259 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | — | $3K | 1.77% |
| DULEY BOLWAR & ASSOCIATES INC3 Filed as: DULEY-BOLWAR & ASSOCIATES, INC. | 14805 N. 73RD STREET SCOTTSDALE, AZ 85260 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $23K | $3K | $26K | 19.16% |
| JP GRIFFIN COMPANIES LLC3 Filed as: JP GRIFFIN COMPANIES, LLC | 920 N. 113TH WAY SCOTTSDALE, AZ 85259 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | — | $2K | 1.74% |
| JP GRIFFIN COMPANIES LLC3 Filed as: JP GRIFFIN COMPANIES, LLC | 6720 N. SCOTTSDALE ROAD, SUITE 230 SCOTTSDALE, AZ 85253 | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | $13K | — | $13K | 10.00% |
| DULEY BOLWAR & ASSOCIATES INC3 Filed as: DULEY-BOLWAR & ASSOCIATES, INC. | 14805 N. 73RD STREET SCOTTSDALE, AZ 85260 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $10K | $1K | $11K | 19.22% |
| JP GRIFFIN COMPANIES LLC3 Filed as: JP GRIFFIN COMPANIES, LLC | 920 N. 113TH WAY SCOTTSDALE, AZ 85259 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $992 | — | $992 | 1.71% |
| DULEY BOLWAR & ASSOCIATES INC3 Filed as: DULEY-BOLWAR & ASSOCIATES, INC. | 14805 N. 73RD STREET SCOTTSDALE, AZ 85260 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $4K | $433 | $5K | 18.84% |
| JP GRIFFIN COMPANIES LLC3 Filed as: JP GRIFFIN COMPANIES, LLC | 920 N. 113TH WAY SCOTTSDALE, AZ 85259 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $470 | — | $470 | 1.94% |
| DULEY BOLWAR & ASSOCIATES INC3 Filed as: DULEY-BOLWAR & ASSOCIATES, INC. | 14805 N. 73RD STREET SCOTTSDALE, AZ 85260 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | $213 | $2K | 19.10% |
| JP GRIFFIN COMPANIES LLC3 Filed as: JP GRIFFIN COMPANIES, LLC | 920 N. 113TH WAY SCOTTSDALE, AZ 85259 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $202 | — | $202 | 1.78% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,544 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 18 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,562 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF ARIZONA | 1,690 | $1.2M |
| Vision | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | 1,629 | $132K |
| Life insurance | RELIANCE STANDARD LIFE INSURANCE COMPANY | 1,544 | $147K |
| Short-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 733 | $136K |
| Long-term disability(2 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 858 | $82K |
| Other(2 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 1,544 | $158K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,690 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.