| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MESIROW INSURANCE SERVICES INC3 | 353 NORTH CLARK STREET SUITE 1100 CHICAGO, IL 60654 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $83K | — | $83K | 13.26% |
| MESIROW INSURANCE SERVICES INC3 Filed as: MESIROW INSURANCE SERVICES, INC. | 350 NORTH CLARK STREET CHICAGO, IL 60610 | RELIASTAR LIFE INSURANCE COMPANY | $15K | — | $15K | 6.20% |
| KITTE L ALLEN3 | 1518 HERON RIDGE BOULEVARD GREENWOOD, IN 46143 | AFLAC | $15K | $454 | $15K | 13.73% |
| RICK MCPHERSON3 | 339 WEST STOP 11 ROAD INDIANAPOLIS, IN 46217 | AFLAC | $3K | $56 | $3K | 2.40% |
| ASHLEY SHAW LLC3 | 2501 MADISON AVENUE INDIANAPOLIS, IN 46225 | AFLAC | $2K | $30 | $2K | 1.56% |
| SVETLANA ZEITLIN3 | 105 ADDIS DRIVE CHURCHVILLE, PA 18966 | AFLAC | $970 | $66 | $1K | 0.93% |
| ASHLEY SHAW LLC3 | 603 EAST WASHINGTON STREET SUITE 100 INDIANAPOLIS, IN 46204 | AFLAC | $794 | $56 | $850 | 0.77% |
| CANDACE QUILL3 | 2505 JOUST DRIVE GREENWOOD, IN 46143 | AFLAC | $493 | $16 | $509 | 0.46% |
| KRISTIN SWISHER-MCFADDEN3 | 4975 LACROSS ROAD SUITE 201 NORTH CHARLESTON, SC 29406 | AFLAC | $490 | — | $490 | 0.44% |
| CANDACE Y HILDEBRAN3 Filed as: CANDACE HILDEBRAN | 2505 JOUST DRIVE GREENWOOD, IN 46143 | AFLAC | $403 | $14 | $417 | 0.38% |
| JON J SCHAEFER3 | 7352 WEST BEYERS COURT NEW PALESTINE, IN 46163 | AFLAC | $217 | — | $217 | 0.20% |
| KATTE L HANNER3 | 6378 DEERSTAND ROAD GREENWOOD, IN 46143 | AFLAC | $216 | — | $216 | 0.19% |
| RETTENMUND INSURANCE LLC3 | S7991 DENZER ROAD NORTH FREEDOM, WI 53951 | AFLAC | $203 | — | $203 | 0.18% |
| KRISTIN SWISHER3 | 4975 LACROSSE ROAD SUITE 201 NORTH CHARLESTON, SC 29406 | AFLAC | $179 | — | $179 | 0.16% |
| NAVILLE & ASSOCIATES3 | 5511 MOSER KNOB ROAD FLOYDS KNOBS, IN 47119 | AFLAC | $120 | — | $120 | 0.11% |
| JON J SCHAEFER3 | 4900 WINSTON DRIVE INDIANAPOLIS, IN 46226 | AFLAC | $80 | — | $80 | 0.07% |
| MATTHEW T OHANLON3 | 101 WEST ELM STREET SUITE 420 CONSHOHOCKEN, PA 19428 | AFLAC | $72 | — | $72 | 0.06% |
| ANDREW J JUNIKIEWICZ JR3 | 22 BROOK HOLLOW DRIVE SINKING SPRING, PA 19608 | AFLAC | $55 | $11 | $66 | 0.06% |
| CHRISTIAN A. CULLINAN3 Filed as: CHRISTIAN A CULLINAN | 11501 HATTERAS STREET UNIT 5 NORTH HOLLYWOOD, CA 91601 | AFLAC | $65 | — | $65 | 0.06% |
| THE SCOTT GROUP BENEFITS SPEC LLC3 | 8320 ALLISON POINTE BOULEVARD INDIANAPOLIS, IN 46250 | AFLAC | $44 | — | $44 | 0.04% |
| PAUL M MARTINDALE3 | 10255 PRETTY LAKE TRAIL PLYMOUTH, IN 46563 | AFLAC | $31 | — | $31 | 0.03% |
| BRITT F PARK3 | 5065 PERNOD AVENUE SAINT LOUIS, MO 63139 | AFLAC | $27 | — | $27 | 0.02% |
| DAVID HERNANDEZ3 | 1160 EAST MARIPOSA AVENUE EL SEGUNDO, CA 90245 | AFLAC | $27 | — | $27 | 0.02% |
| MARK A WOJDA3 | 631 GREENFORD TRAIL WEST CARMEL, IN 46032 | AFLAC | $26 | — | $26 | 0.02% |
| MATTHEW A COOK3 | 10069 BENT TREE LANE FISHERS, IN 46037 | AFLAC | $25 | — | $25 | 0.02% |
| JOHN T CLANCY3 | 4025 PETE DYE BOULEVARD CARMEL, IN 46033 | AFLAC | $25 | — | $25 | 0.02% |
| DAVID HERNANDEZ3 | 5860 OWENS AVENUE SUITE 100 CARLSBAD, CA 92008 | AFLAC | $24 | — | $24 | 0.02% |
| VINCENT M MORELLI3 | 746 5TH STREET LYNDHURST, NJ 07071 | AFLAC | $23 | — | $23 | 0.02% |
| CAMERON J BELL3 | 2390 CRENSHAW BOULEVARD SUITE 307 TORRANCE, CA 90501 | AFLAC | $21 | — | $21 | 0.02% |
| AMY N GEHLHAUSEN3 | 3115 HOWARD DRIVE JASPER, IN 47546 | AFLAC | $18 | — | $18 | 0.02% |
| JOSE A SCHIENEMAN3 | 4515 SOUTH MCCLINTOCK DRIVE SUITE 212 TEMPE, AZ 85282 | AFLAC | $15 | — | $15 | 0.01% |
| HARDWICK INSURANCE SERVICES, LLC3 Filed as: HARDWICK INSURANCE SERVICES LLC | 7890 EAST COUNTY ROAD 1000 NORTH BROWNSBURG, IN 46112 | AFLAC | $12 | — | $12 | 0.01% |
| JENNIFER ESHAGHIAN3 | 15906 VALLEY VISTA BOULEVARD ENCINO, CA 91436 | AFLAC | $12 | — | $12 | 0.01% |
| KELLY MARIE TRAXLER3 | 20797 STATE ROAD 120 BRISTOL, IN 46507 | AFLAC | $12 | — | $12 | 0.01% |
| TALHA ZAQUIR RAHMAN3 | 20336 ANZA AVENUE APARTMENT 36 TORRANCE, CA 90503 | AFLAC | $11 | — | $11 | 0.01% |
| STEVEN R. JOHNSON3 Filed as: STEVEN R JOHNSON | 6167 BRISTOL PARKWAY SUITE 106 CULVER CITY, CA 90230 | AFLAC | $10 | — | $10 | 0.01% |
| ALMA MOORE3 Filed as: ALMA J MOORE | 1315 GALLAHER ROAD KINGSTON, TN 37763 | AFLAC | $9 | — | $9 | 0.01% |
| STEPHANIE J RITTNER3 | 109 FONTAINE COURT MONROE TOWNSHIP, NJ 08831 | AFLAC | $8 | — | $8 | 0.01% |
| BRIANNA LYNN ROWE3 | 3386 CHALICE COURT PLAINFIELD, IN 46168 | AFLAC | $6 | — | $6 | 0.01% |
| JENNIFER ESHAGHIAN3 | 1425 CRESTVIEW COURT LOS ANGELES, CA 90024 | AFLAC | $6 | — | $6 | 0.01% |
| TALHA ZAQUIR RAHMAN3 | 8811 ELDORADO PARKWAY APARTMENT 4101 FRISCO, TX 75033 | AFLAC | $5 | — | $5 | 0.00% |
| MONICA WENTZ3 Filed as: MONICA G WENTZ | 2629 UPPER CANEY VALLEY ROAD TAZEWELL, TN 37879 | AFLAC | $5 | — | $5 | 0.00% |
| JOHN TYLER & ASSOCIATES3 | 2131 KILEY WAY EDMOND, OK 73034 | AFLAC | $4 | — | $4 | 0.00% |
| WILLIS TOWERS WATSON US LLC3 Filed as: BRENDA K WILLIS | 801 BRIARCREST LANE DALTON, OH 44618 | AFLAC | $4 | — | $4 | 0.00% |
| MATTHEW G BERGER3 | 22 SUNNYRIDGE ROAD PHILADELPHIA, PA 19125 | AFLAC | $3 | — | $3 | 0.00% |
| KEVIN F WARD3 | 12632 DOUBLE EAGLE DRIVE CARMEL, IN 46033 | AFLAC | $3 | — | $3 | 0.00% |
| ADAM H MICHAELS3 | 2922 CORDA LANE LOS ANGELES, CA 90049 | AFLAC | $3 | — | $3 | 0.00% |
| BRETT A RETTENMUND3 | S7991 DENZER ROAD NORTH FREEDOM, WI 53951 | AFLAC | $2 | — | $2 | 0.00% |
| JENNIFER L MITCHEN3 | 9247 NORTH MERIDIAN STREET SUITE 205 INDIANAPOLIS, IN 46260 | AFLAC | $2 | — | $2 | 0.00% |
| BENJAMIN HUNTER3 | 18401 AVEBURY LANE WESTFIELD, IN 46062 | AFLAC | $2 | — | $2 | 0.00% |
| KRISTEN HORN3 Filed as: KRISTEN L HORN | 11037 BROADWAY SUITE C CROWN POINT, IN 46307 | AFLAC | $1 | — | $1 | 0.00% |
| DAYTON LLC3 | 5445 OTC PARKWAY SUITE 10236 GREENWOOD VILLAGE, CO 80111 | AFLAC | $1 | — | $1 | 0.00% |
| RYAN K GOLDBERG3 | 103 CHURCH STREET #3 PHILADELPHIA, PA 19106 | AFLAC | $1 | — | $1 | 0.00% |
| ANGELA MASSARELLI3 | 30 WATERFRONT WAY HAMMONTON, NJ 08037 | AFLAC | $1 | — | $1 | 0.00% |
| DARREN D RIDDLE3 | 7850 AVONDALE TERRACE HARRISBURG, PA 17112 | AFLAC | $1 | — | $1 | 0.00% |
| DOUGLAS E FOX3 | 6836 THAYER LAKE DRIVE ALDEN, MI 49612 | AFLAC | $1 | — | $1 | 0.00% |
| CHRISTOPHER HAGER3 | 8021 TRUXTON AVENUE LOS ANGELES, CA 90045 | AFLAC | $1 | — | $1 | 0.00% |
| MESIROW INSURANCE SERVICES INC3 | 353 NORTH CLARK STREET SUITE 1100 CHICAGO, IL 60654 | UNITEDHEALTHCARE INSURANCE COMPANY | $2K | — | $2K | 11.51% |
| MESIROW INSURANCE SERVICES INC3 Filed as: MESIROW INSURANCE SERV INC | 353 NORTH CLARK STREET CHICAGO, IL 60654 | ARAG INSURANCE COMPANY | $589 | — | $589 | 9.99% |
| MESIROW INSURANCE SERVICES INC3 Filed as: MESIROW INSURANCE SERVICES, INC. | 321 NORTH CLARK STREET CHICAGO, IL 60654 | GERBER LIFE INSURANCE COMPANY | $304 | — | $304 | 14.98% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 251 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 251 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 255 | $624K |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 437 | $19K |
| Life insurance | RELIASTAR LIFE INSURANCE COMPANY | 280 | $239K |
| Short-term disability | RELIASTAR LIFE INSURANCE COMPANY | 280 | $239K |
| Long-term disability | RELIASTAR LIFE INSURANCE COMPANY | 280 | $239K |
| Other(5 contracts, 4 carriers) | RELIASTAR LIFE INSURANCE COMPANY | 280 | $360K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 437 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.