| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: DRIVER ALLIANT INSURANCE SVCS | 9E RIVER PARK PLACE EAST FRESNO, CA 93720 | ATENA LIFE INSURANCE COMPANY | $5K | — | $5K | 0.30% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 701 B STREET/FLOOR 6 ATTN ACCOUNTING A/R DIRECT BILL SAN DIEGO, CA 92101 | UNITEDHEALTHCARE INSURANCE COMPANY | $7K | — | $7K | 11.10% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT EMPLOYEE BENEFITS GLEN ALLE | 701 B STREET, 6TH FLOOR SAN DIEGO, CA 92101 | FIDELITY SECURITY LIFE INSURANCE COMPANY (EYEMED) | $2K | — | $2K | 17.85% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT EMPLOYEE BENEFITS | 2121 N CALIFORNIA BLVD STE 1000 WALNUT CREEK, CA 945967309 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $55 | $2K | 19.66% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INS SERVICES INC | 5444 WESTHEIMER RD STE 900 HOUSTON, TX 770565306 | METROPOLITAN LIFE INSURANCE COMPANY | — | $124 | $124 | 1.15% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT EMPLOYEE BENEFITS | 2121 N CALIFORNIA BLVD STE 1000 WALNUT CREEK, CA 945967309 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $55 | $3K | 24.32% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 5444 WESTHEIMER RD STE 900 HOUSTON, TX 770565306 | METROPOLITAN LIFE INSURANCE COMPANY | — | $153 | $153 | 1.47% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT EMPLOYEE BENEFITS | 2121 N CALIFORNIA BLVD STE 1000 WALNUT CREEK, CA 945967309 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $55 | $2K | 20.91% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INS SERVICES INC | 5444 WESTHEIMER RD STE 900 HOUSTON, TX 770565306 | METROPOLITAN LIFE INSURANCE COMPANY | — | $121 | $121 | 1.26% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT EMPLOYEE BENEFITS GLEN ALLE | 701 B STREET, 6TH FLOOR SAN DIEGO, CA 92101 | FIDELITY SECURITY LIFE INSURANCE COMPANY (EYEMED) | $292 | — | $292 | 17.63% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| DRIVER ALLIANT INSURANCE SVCS CLAIMS PROCESSING | Claims processing Service code 12 | 9E RIVER PARK PLACE EAST FRENSNO, CA 93720 | $79K |
| ALLIANT INS SERVICES HOUSTON LLC EIN 22-3723955 CLAIMS PROCESSING | Claims processing Service code 12 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 271 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 272 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 2 carriers) | ATENA LIFE INSURANCE COMPANY | 279 | $1.8M |
| Dental | ATENA LIFE INSURANCE COMPANY | 279 | $1.7M |
| Vision(2 contracts) | FIDELITY SECURITY LIFE INSURANCE COMPANY (EYEMED) | 172 | $15K |
| Life insurance | UNITEDHEALTHCARE INSURANCE COMPANY | 264 | $64K |
| Short-term disability | UNITEDHEALTHCARE INSURANCE COMPANY | 264 | $64K |
| Long-term disability | UNITEDHEALTHCARE INSURANCE COMPANY | 264 | $64K |
| Other | UNITEDHEALTHCARE INSURANCE COMPANY | 264 | $64K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 279 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.