| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 | 218 S US HIGHWAY 1 SUITE 300 TEQUESTA, FL 33469 | BLUE CROSS BLUE SHIELD OF FLORIDA | $20K | — | $20K | 4.00% |
| MARSH & MCLENNAN AGENCY LLC3 | 218 S US HIGHWAY 1 SUITE 300 TEQUESTA, FL 33469 | HEALTH OPTIONS (BCBS FL) | $7K | — | $7K | 4.00% |
| MARSH & MCLENNAN AGENCY LLC3 | 218 S US HIGHWAY 1 SUITE 300 TEQUESTA, FL 33469 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $604 | $4K | 11.03% |
| MARSH & MCLENNAN AGENCY LLC3 | 218 S US HIGHWAY 1 SUITE 300 TEQUESTA, FL 33469 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $971 | — | $971 | 3.53% |
| CHRISTINA BIEBER3 | 12827 WOODMILL DRIVE PALM BEACH GARDENS, FL 33418 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $763 | $6 | $769 | 2.80% |
| MOFAR STRATEGIES INC AND OTHER3 | VARIOUS AGENTS 6990 GRIFFIN ROAD DAVIE, FL 33314 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $534 | $6 | $540 | 1.96% |
| HOWARD HOROWITZ3 | 2610 ALCOTT STREET CARMEL, IN 46032 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $437 | — | $437 | 1.59% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 147 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 147 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF FLORIDA | 81 | $675K |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 146 | $34K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 146 | $34K |
| Other(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 146 | $61K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 146 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.