| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BIG BENEFITS3 | 707 W 700 S STE 204 WOODS CROSS, UT 84087 | THE LINCOLN LIFE INSURANCE COMPANY | $4K | — | $4K | 10.21% |
| PCF INSURANCE SERVICES OF THE WEST3 Filed as: PCF INS SVCS OF THE WEST LLC | 707 W 700 S STE 204 WOODS CROSS, UT 84087 | THE LINCOLN LIFE INSURANCE COMPANY | $2K | — | $2K | 4.79% |
| BIG BENEFITS3 | 707 W 700 S STE 204 WOODS CROSS, UT 84087 | THE LINCOLN LIFE INSURANCE COMPANY | $3K | — | $3K | 9.87% |
| PCF INSURANCE SERVICES OF THE WEST3 Filed as: PCF INS SVCS OF THE WEST LLC | 707 W 700 S STE 204 WOODS CROSS, UT 84087 | THE LINCOLN LIFE INSURANCE COMPANY | $2K | — | $2K | 5.13% |
| PARAGON PARTNERS LTD3 | 9420 E DOUBLETREE RANCH RD STE C-103 SCOTTSDALE, AZ 85258 | PRINCIPAL LIFE INSURANCE COMPANY | $524 | $131 | $655 | 3.26% |
| PRO-PLANNERS INSURANCE & INVESTMENT3 Filed as: PRO-PLANNERS INS& INVESTMENTS INC | 1480 S ORCHARD DR STE 99 BOUNTIFUL, UT 84010 | PRINCIPAL LIFE INSURANCE COMPANY | $484 | — | $484 | 2.41% |
| BIG BENEFITS3 Filed as: BIG BENEFITS INC | 75 S 500 W BOUNTIFUL, UT 84010 | PRINCIPAL LIFE INSURANCE COMPANY | $359 | — | $359 | 1.79% |
| PCF INSURANCE SERVICES OF THE WEST3 | LLC DBA RBI 1480 ORCHARDS DR APT 99 BOUNTIFUL, UT 84010 | PRINCIPAL LIFE INSURANCE COMPANY | $243 | — | $243 | 1.21% |
| GBS BENEFITS INC3 | DBA BENEFITS INS AGENCY 2200 S MAIN STREET STE 600 SOUTH SALT LAKE, UT 84115 | PRINCIPAL LIFE INSURANCE COMPANY | $225 | — | $225 | 1.12% |
| BIG BENEFITS3 | 707 W 700 S STE 204 WOODS CROSS, UT 84087 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 10.11% |
| PCF INSURANCE SERVICES OF THE WEST3 Filed as: PCF INS SVC OF THE WEST LLC | 707 W 700 S STE 204 WOODS CROSS, UT 84087 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $767 | — | $767 | 4.89% |
| BIG BENEFITS3 | 707 W 700 S STE 204 WOODS CROSS, UT 84087 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 7.96% |
| PCF INSURANCE SERVICES OF THE WEST3 Filed as: PCF INS SVCS OF THE WEST LLC | 707 W 700 S STE 204 WOODS CROSS, UT 84087 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $417 | — | $417 | 2.79% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 556 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 556 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | PRINCIPAL LIFE INSURANCE COMPANY | 394 | $20K |
| Life insurance(2 contracts, 2 carriers) | THE LINCOLN LIFE INSURANCE COMPANY | 454 | $57K |
| Long-term disability | THE LINCOLN LIFE INSURANCE COMPANY | 69 | $34K |
| Stop-loss / reinsurancereinsurance | UNITED STATES FIRE INSURANCE | 118 | $225K |
| Other(3 contracts, 2 carriers) | THE LINCOLN LIFE INSURANCE COMPANY | 454 | $72K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 454 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.