| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB SOUTHWEST | 6565 AMERICAS PKWY NE SUITE 720 ALBUQUERQUE, NM 87110 | PRESBYTERIAN INSURANCE INC | $15K | — | $15K | 4.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB SOUTHWEST | 6565 AMERICAS PKWY NE SUITE 720 ALBUQUERQUE, NM 87110 | PRESBYTERIAN HEALTH PLAN INC | $10K | — | $10K | 4.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE SVCS | 6565 AMERICAS PKWY NE STE 730 ALBUQUERQUE, NM 87110 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | — | $2K | 7.24% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE SVCS | 6565 AMERICAS PKWY NE ALBUQUERQUE, NM 87110 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | $598 | $3K | 25.00% |
| BENETEK CORPORATION3 | 6277 SEA HARBOR DRIVE, STE 201 ORLANDO, FL 32819 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $479 | — | $479 | 4.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INS SVCS | 6565 AMERICAS PKWY NE ALBUQUERQUE, NM 87110 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $650 | $296 | $946 | 16.00% |
| BENETEK CORPORATION3 | 6277 SEA HARBOR DRIVE, STE 201 ORLANDO, FL 32821 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $237 | — | $237 | 4.01% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE SVCS | 6565 AMERICAS PKWY NE ALBUQUERQUE, NM 87110 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $609 | $244 | $853 | 17.52% |
| BENETEK CORPORATION3 | 6277 SEA HARBOR DRIVE, STE 201 ORLANDO, FL 32821 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $195 | — | $195 | 4.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 147 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 147 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | PRESBYTERIAN INSURANCE INC | 69 | $622K |
| Dental | RELIANCE STANDARD LIFE INSURANCE COMPANY | 92 | $29K |
| Life insurance(2 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 147 | $18K |
| Other(3 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 147 | $23K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 147 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.