| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 Filed as: KEENAN & ASSOCIATES | 2355 CRENSHAW BLVD., SUITE 200 TORRANCE, CA 90501 | KAISER FOUNDATION HEALTH PLAN INC. | $73K | $1 | $73K | 2.99% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: KEENAN & ASSOCIATES | 2355 CRENSHAW BLVD., SUITE 200 PO BOX 4328 TORRANCE, CA 90501 | METROPOLITAN LIFE INSURANCE COMPANY | $7K | $713 | $8K | 10.15% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: WORD & BROWN, INSURANCE ADMIN | 721 S PARKER ST STE 300 ORANGE, CA 928684732 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $1K | $5K | 5.91% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: KEENAN & ASSOCIATES | 2355 CRENSHAW BLVD., SUITE 200 PO BOX 4328 TORRANCE, CA 90501 | METROPOLITAN LIFE INSURANCE COMPANY | $9K | $234 | $10K | 30.82% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF HOUSTON | 6200 SAVOY DR STE 345 HOUSTON, TX 77036 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | — | $4K | 13.02% |
| PROFESSIONAL ENROLLMENT CONCEPTS3 | 6200 SAVOY DR STE 345 HOUSTON, TX 77036 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $397 | $3K | 8.31% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: KEENAN & ASSOCIATES | 2355 CRENSHAW BLVD., SUITE 200 PO BOX 4328 TORRANCE, CA 90501 | METROPOLITAN LIFE INSURANCE COMPANY | $8K | $117 | $8K | 42.63% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF HOUSTON | 6200 SAVOY DR STE 345 HOUSTON, TX 77036 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | — | $3K | 18.19% |
| PROFESSIONAL ENROLLMENT CONCEPTS3 | 6200 SAVOY DR STE 345 HOUSTON, TX 77036 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $183 | $2K | 10.79% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF HOUSTON | 6200 SAVOY DR STE 345 HOUSTON, TX 77036 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $2K | $6K | 55.88% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: KEENAN & ASSOCIATES | 2355 CRENSHAW BLVD., SUITE 200 PO BOX 4328 TORRANCE, CA 90501 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | — | $5K | 51.72% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 266 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 266 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN INC. | 519 | $2.5M |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 504 | $77K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 504 | $77K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 504 | $77K |
| Prescription drug | KAISER FOUNDATION HEALTH PLAN INC. | 519 | $2.4M |
| Other(4 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 504 | $136K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 519 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.