| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MIMS INSURANCE INC3 Filed as: MIMS INURANCE INC | PO BOX 821301 VICKSBURG, MS 39182 | SUN LIFE ASSURANCE COMPANY OF CANADA | — | $18K | $18K | 10.25% |
| ROSS & YERGER INSURANCE INC3 | 100 VISION DR SUITE 100 JACKSON, MS 39211 | SUN LIFE ASSURANCE COMPANY OF CANADA | $11K | — | $11K | 6.30% |
| MIMS INSURANCE INC3 Filed as: MIMS INSURANCE AGENCY | PO BOX 821301 VICKSBURG, MS 39182 | UMR INC | $37K | — | $37K | 31.32% |
| ROSS & YERGER INSURANCE INC3 | 100 VISION DR SUITE 100 JACKSON, MS 39211 | TOKIO MARINE | $35K | — | $35K | — |
| MIMS INSURANCE INC3 Filed as: MIMS INSURANCE AGENCY | PO BOX 821301 VICKSBURG, MS 39182 | TOKIO MARINE | $6K | — | $6K | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 138 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 138 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UMR INC | 138 | $118K |
| Dental | SUN LIFE ASSURANCE COMPANY OF CANADA | 131 | $180K |
| Vision | SUN LIFE ASSURANCE COMPANY OF CANADA | 131 | $180K |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 131 | $180K |
| Short-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 131 | $180K |
| Stop-loss / reinsurancereinsurance | TOKIO MARINE | 139 | $0 |
| Other | SUN LIFE ASSURANCE COMPANY OF CANADA | 131 | $180K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 139 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.