| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CBIZ BENEFITS & INSURANCE SERVICES3 | PO BOX 632886 CINCINNATI, OH 452632886 | AETNA LIFE INSURANCE CO. | $0 | $9K | $9K | 0.29% |
| CBIZ BENEFITS & INSURANCE SERVICES3 | 700 WEST 47TH ST SUITE 1100 KANSAS CITY, MO 64112 | AETNA LIFE INSURANCE CO. | — | — | $0 | 0.00% |
| CBIZ BENEFITS & INSURANCE SERVICES3 Filed as: CBIZ INSURANCE SERVICES INC | — | HEALTHY ALLIANCE LIFE INSURANCE COMPANY | $11K | — | $11K | 5.00% |
| DAVID W WIGGINS3 | 3400 EASTVALE FAIRWAY, KS 66205 | TRUSTMARK INSURANCE COMPANY | $31K | — | $31K | 19.85% |
| CBIZ BENEFITS & INSURANCE SERVICES3 | 700 W 47TH STREET - SUITE 1100 KANSAS CITY, MO 64112 | TRUSTMARK INSURANCE COMPANY | $13K | — | $13K | 8.35% |
| DAVID W WIGGINS3 | 3400 EASTVALE FAIRWAY, KS 66205 | TRUSTMARK INSURANCE COMPANY | $20K | — | $20K | 16.02% |
| CBIZ BENEFITS & INSURANCE SERVICES3 | 700 W 47TH STREET - SUITE 1100 KANSAS CITY, MO 64112 | TRUSTMARK INSURANCE COMPANY | $9K | — | $9K | 6.96% |
| DAVID W WIGGINS3 Filed as: DAVID W. WIGGINS | 3400 EASTVALE FAIRWAY, KS 66205 | TRUSTMARK INSURANCE COMPANY | $13K | — | $13K | 12.18% |
| CBIZ BENEFITS & INSURANCE SERVICES3 | 700 W 47TH STREET - SUITE 1100 KANSAS CITY, MO 64112 | TRUSTMARK INSURANCE COMPANY | $5K | — | $5K | 4.87% |
| DAVID W WIGGINS3 | 3400 EASTVALE FAIRWAY, KS 66205 | TRUSTMARK INSURANCE COMPANY | $11K | — | $11K | 11.15% |
| CBIZ BENEFITS & INSURANCE SERVICES3 | 700 W 47TH STREET - SUITE 1100 KANSAS CITY, MO 64112 | TRUSTMARK INSURANCE COMPANY | $5K | — | $5K | 4.71% |
| CBIZ BENEFITS & INSURANCE SERVICES3 Filed as: CBIZ BENEFITS & INSURANCE | PO BOX 632886 ATTN COMMISSIONS CINCINNATI, OH 45263 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $8K | -$197 | $8K | 9.76% |
| CBIZ BENEFITS & INSURANCE SERVICES3 Filed as: CBIZ BENEFITS & INSURANCE | SERVICES, INC. PO BOX 632886 CINCINNATI, OH 452632886 | VISION SERVICE PLAN | $2K | — | $2K | 3.25% |
| CBIZ BENEFITS & INSURANCE SERVICES3 Filed as: CBIZ BENEFITS & INSURANCE | PO BOX 632886 ATTN COMMISSIONS CINCINNATI, OH 45263 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $5K | -$96 | $5K | 9.60% |
| CBIZ BENEFITS & INSURANCE SERVICES3 Filed as: CBIZ BENEFITS & INSURANCES SERVICES | PO BOX 632886 ATTN COMMISSIONS CINCINNATI, OH 45263 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $697 | -$15 | $682 | 9.79% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 650 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 652 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | AETNA LIFE INSURANCE CO. | 782 | $3.1M |
| Dental | HEALTHY ALLIANCE LIFE INSURANCE COMPANY | 599 | $230K |
| Vision | VISION SERVICE PLAN | 608 | $57K |
| Life insurance(2 contracts, 2 carriers) | TRUSTMARK INSURANCE COMPANY | 796 | $204K |
| Long-term disability(2 contracts, 2 carriers) | TRUSTMARK INSURANCE COMPANY | 306 | $179K |
| Other(2 contracts, 2 carriers) | TRUSTMARK INSURANCE COMPANY | 718 | $111K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 796 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.