| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| KAI MASON-MCBRIDE LLC3 | 3155 WEST BIG BEAVER ROAD SUITE 125 TROY, MI 48084 | ALLIANCE HEALTH & LIFE INSURANCE PLAN | $17K | — | $17K | 3.20% |
| MASON-MCBRIDE INC3 Filed as: MASON MCBRIDE INC | 3155 WEST BIG BEAVER ROAD SUITE 125 TROY, MI 48084 | ALLIANCE HEALTH & LIFE INSURANCE PLAN | $6K | — | $6K | 1.06% |
| KAI MASON-MCBRIDE LLC3 | 3155 WEST BIG BEAVER ROAD SUITE 125 TROY, MI 48084 | HEALTH ALLIANCE PLAN | $11K | — | $11K | 3.24% |
| MASON-MCBRIDE INC3 Filed as: MASON MCBRIDE INC | 3155 WEST BIG BEAVER ROAD SUITE 125 TROY, MI 48084 | HEALTH ALLIANCE PLAN | $3K | — | $3K | 0.90% |
| KAI MASON-MCBRIDE LLC3 Filed as: KAI MASON-MCBRIDE LLC-AMY PURCILLY | 3155 WEST BIG BEAVER ROAD SUITE 125 TROY, MI 48084 | DELTA DENTAL OF MICHIGAN | $10K | — | $10K | 13.87% |
| MASON-MCBRIDE INC3 | 3155 WEST BIG BEAVER ROAD SUITE 125 TROY, MI 48084 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | — | $4K | 10.78% |
| JBGIC INC3 | 28065 NORCORSS HARRISON TOWNSHIP, MI 48045 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $558 | $558 | 1.64% |
| MASON-MCBRIDE INC3 | 3155 WEST BIG BEAVER ROAD SUITE 125 TROY, MI 48084 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | — | $5K | 15.00% |
| JBGIC INC3 | 28065 NORCORSS HARRISON TOWNSHIP, MI 48045 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $564 | $564 | 1.81% |
| MASON-MCBRIDE INC3 | 3155 WEST BIG BEAVER ROAD SUITE 125 TROY, MI 48084 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 10.00% |
| JBGIC INC3 | 28065 NORCORSS HARRISON TOWNSHIP, MI 48045 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $432 | $432 | 1.77% |
| KAI MASON-MCBRIDE LLC3 Filed as: KAI MASON-MCBRIDE,LLC | 3155 WEST BIG BEAVER ROAD SUITE 125 TROY, MI 48084 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $946 | — | $946 | 9.95% |
| MASON-MCBRIDE INC3 | 3155 WEST BIG BEAVER ROAD SUITE 125 TROY, MI 48084 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $740 | — | $740 | 15.00% |
| JBGIC INC3 | 28065 NORCORSS HARRISON TOWNSHIP, MI 48045 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $564 | $564 | 17.84% |
| MASON-MCBRIDE INC3 | 3155 WEST BIG BEAVER ROAD SUITE 125 TROY, MI 48084 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $316 | — | $316 | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 116 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 117 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | ALLIANCE HEALTH & LIFE INSURANCE PLAN | 88 | $871K |
| Dental | DELTA DENTAL OF MICHIGAN | 172 | $69K |
| Vision | FIDELITY SECURITY LIFE INSURANCE COMPANY | 165 | $10K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 116 | $34K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 59 | $24K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 45 | $34K |
| Other(4 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 116 | $46K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 172 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.