| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| KEENANSUGGS3 Filed as: KEENANSUGGS INSURANCE | 1330 LADY ST FL 3 COLUMBIA, SC 29201 | ANGLE INSURANCE COMPANY OF UTAH | — | $68K | $68K | 4.08% |
| ANGLE INSURANCE SERVICES3 | 2261 MARKET STREET #4265 SAN FRANCISCO, CA 94114 | ANGLE INSURANCE COMPANY OF UTAH | — | $61K | $61K | 3.64% |
| BROKERS HOLDING GROUP3 Filed as: BROKERS HOLDING GROUP LLC | 1186 COLUMBIA AVE SUITE 102 IRMO, SC 29063 | ANGLE INSURANCE COMPANY OF UTAH | — | $29K | $29K | 1.75% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 256 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 256 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ANGLE INSURANCE COMPANY OF UTAH | 256 | $1.7M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 256 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.