| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WILLIS TOWERS WATSON US LLC4 | PO BOX 28852 LOCKBOX 28852 NEW YORK, NY 10087 | ANTHEM BLUE CROSS | $8K | — | $8K | 0.30% |
| WILLIS TOWERS WATSON US LLC4 | PO BOX 28852 NEW YORK, NY 100878852 | DELTA DENTAL OF CALIFORNIA | $14K | — | $14K | 3.00% |
| SAMIR H. SHETH3 Filed as: SAMIR H SHETH | 1000 WILSHIRE BLVD SUITE 1830 LOS ANGELES, CA 90017 | HARTFORD LIFE AND ACCIDENT | $11K | — | $11K | 4.00% |
| RICHARD C. CALLISTER3 Filed as: RICHARD C CALLISTER | 4929 HILLARD AVE LA CANADA, CA 91011 | HARTFORD LIFE AND ACCIDENT | $11K | — | $11K | 4.00% |
| BRET M BOEGER3 | 4551 W. 107TH STREET SUITE 310 OVERLAND PARK, KS 66207 | HARTFORD LIFE AND ACCIDENT | $6K | — | $6K | 2.00% |
| WILLIS TOWERS WATSON US LLC4 | PO BOX 28852 NEW YORK, NY 100878852 | VISION SERVICE PLAN | — | $2K | $2K | 2.50% |
| WILLIS TOWERS WATSON US LLC4 | PO BOX 28852 NEW YORK, NY 100878852 | DELTA DENTAL OF CALIFORNIA | $492 | — | $492 | 3.00% |
| SAMIR H. SHETH3 Filed as: SAMIR HARSHAD SHETH | 1000 WILSHIRE BLVD STE 1830 LOS ANGELES, CA 90017 | HARTFORD LIFE AND ACCIDENT | $243 | — | $243 | 4.00% |
| RICHARD C. CALLISTER3 | 4929 HILLARD AVE LA CANADA, CA 91011 | HARTFORD LIFE AND ACCIDENT | $243 | — | $243 | 4.00% |
| BRET M BOEGER3 | 4551 W 107TH STREET STE 310 OVERLAND PARK, KS 66207 | HARTFORD LIFE AND ACCIDENT | $122 | — | $122 | 2.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 561 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 7 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 568 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | ANTHEM BLUE CROSS | 167 | $3.8M |
| Dental(2 contracts) | DELTA DENTAL OF CALIFORNIA | 790 | $479K |
| Vision | VISION SERVICE PLAN | 411 | $81K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 561 | $279K |
| Short-term disability | HARTFORD LIFE AND ACCIDENT | 561 | $279K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 561 | $279K |
| Other(2 contracts) | HARTFORD LIFE AND ACCIDENT | 561 | $286K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 790 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.