| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NFP INSURANCE SERVICES INC3 Filed as: APEX BENEFITS GROUP, INC. | 9400 PRIORITY WAY WEST DRIVE INDIANAPOLIS, IN 46240 | DELTA DENTAL OF INDIANA | $8K | $153 | $8K | 10.29% |
| NFP INSURANCE SERVICES INC3 Filed as: APEX BENEFITS GROUP INC. | 3755 EAST 82ND STREET SUITE 100 INDIANAPOLIS, IN 462404368 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $70 | $1K | 10.64% |
| AXION RMS LTD3 | 2651 WARRENVILLE ROAD SUITE 200 DOWNERS GROVE, IL 605155544 | METROPOLITAN LIFE INSURANCE COMPANY | — | $12 | $12 | 0.10% |
| AXION RMS LTD3 Filed as: AXION RMS, LTD | 2651 WARRENVILLE ROAD DOWNERS GROVE, IL 60515 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $1K | — | $1K | 13.40% |
| NFP INSURANCE SERVICES INC3 Filed as: APEX BENEFITS GROUP | 3755 EAST 82ND STREET INDIANAPOLIS, IN 46240 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $500 | — | $500 | 6.60% |
| NFP INSURANCE SERVICES INC3 Filed as: APEX BENEFITS GROUP | Q20D HAVERSTICK ROAD INDIANAPOLIS, IN 46240 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $816 | — | $816 | 11.60% |
| AXION RMS LTD3 Filed as: AXION RMS, LTD | 2651 WARRENVILLE ROAD DOWNERS GROVE, IL 60515 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $591 | — | $591 | 8.40% |
| AXION RMS LTD3 Filed as: AXION RMS, LTD | 2651 WARRENVILLE ROAD DOWNERS GROVE, IL 60515 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $742 | — | $742 | 13.39% |
| NFP INSURANCE SERVICES INC3 Filed as: APEX BENEFITS GROUP | Q20D HAVERSTICK ROAD INDIANAPOLIS, IN 46240 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $366 | — | $366 | 6.61% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 317 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 317 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF INDIANA | 385 | $81K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 359 | $13K |
| Life insurance(3 contracts, 2 carriers) | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 232 | $7K |
| Short-term disability(2 contracts, 2 carriers) | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 91 | $6K |
| Long-term disability(2 contracts, 2 carriers) | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 68 | $8K |
| Other(3 contracts, 2 carriers) | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 232 | $7K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 385 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.