| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ANDREA STEARNS3 | PO BOC 323 BETHEL PARK, PA 15102 | AFLAC | $48K | $3K | $51K | 18.78% |
| BRIAN W PATTEN3 Filed as: BRIAN PATTEN | 120 MARGUERITE DR STE 101 CRANBERRY TOWNSHIP, PA 16066 | AFLAC | $24K | $10 | $24K | 8.72% |
| MATTHEW STEARNS3 | 2310 LONGCREST AVE BETHEL PARK, PA 15102 | AFLAC | $8K | $65 | $8K | 2.84% |
| ERIC JOSEPH BELANCIC3 | 147 SENECA RD WHEELING, WV 26003 | AFLAC | $6K | $0 | $6K | 2.14% |
| AMANDA C LONG3 Filed as: AMANDA LONG | 150N MEADOWS DR WEXFORD, PA 15090 | AFLAC | $3K | $558 | $4K | 1.43% |
| PAIUL FICK3 | 1649 EMERSON AVE FORT WAYNE, IN 46808 | AFLAC | $4K | $172 | $4K | 1.39% |
| DEREK P SMITH3 | 801 PANORAMA DR DRIPPING SPRINGS, TX 78620 | AFLAC | $3K | $558 | $3K | 1.17% |
| JOSEPH MORGAN3 | 11 WOODLAND DR WHEELING, WV 26003 | AFLAC | $2K | $34 | $2K | 0.60% |
| SEAN P SMITH3 | 20 FIR DR TRIADELPHIA, WV 26059 | AFLAC | $1K | $93 | $1K | 0.49% |
| TWENTY EIGHT OTHERS3 Filed as: TWENTY-THREE OTHERS | VARIOUS STREETS VARIOUS CITIES, PA 15317 | AFLAC | $613 | $109 | $722 | 0.27% |
| MATTHEW RYAN KIRKWOOD3 | 337 FIELDSRUN RD NEW CASTLE, PA 16105 | AFLAC | $716 | $0 | $716 | 0.26% |
| DAVID A WARNER3 Filed as: DAVID WARNER | 2407 ALEXANDER MNR W STEUBENVILLE, PA 43952 | AFLAC | $697 | $0 | $697 | 0.26% |
| JEFFREY CORREAL3 | 442 DUCK HOLLOW RD UNIONTOWN, PA 15401 | AFLAC | $565 | $0 | $565 | 0.21% |
| HENDERSON BROTHERS, INC.3 Filed as: HENDERSON BROTHERS INC | 920 FORT DUQUESNE BLVD PITTSBURGH, PA 15222 | UNITED CONCORDIA COMPANIES, INC. | $2K | $0 | $2K | 1.30% |
| ASSUREDPARTNERS3 Filed as: EMERSON ROGERS, LLC | 669 RIVER DRIVE CENTER II, SUITE 305 ELMWOOD PARK, NJ 07407 | UNITED CONCORDIA COMPANIES, INC. | $727 | $0 | $727 | 0.57% |
| MATTHEW STEARNS3 | 2310 LONGCREST AVE BETHEL PARK, PA 15102 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $9K | $0 | $9K | 14.48% |
| ANDREA STEARNS3 | 2310 LONGCREST AVE BETHEL PARK, PA 15102 | BOSTON MUTUAL LIFE INSURANCE COMPANY | $7K | $0 | $7K | 35.15% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 785 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 785 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HIGHMARK INC | 345 | $2.2M |
| Dental | UNITED CONCORDIA COMPANIES, INC. | 425 | $128K |
| Vision | NATIONAL VISION ADMINISTRATORS LLC | 453 | $20K |
| Life insurance(3 contracts, 3 carriers) | AFLAC | 833 | $349K |
| Short-term disability | AFLAC | 392 | $271K |
| Long-term disability | AFLAC | 392 | $271K |
| Other(2 contracts, 2 carriers) | AFLAC | 833 | $290K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 833 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.