| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LEAVITT GROUP3 Filed as: LEAVITT CENTRAL COAST INS SVCS INC | 950 EAST BLANCO ROAD, SUITE 103 SALINAS, CA 93901 | BLUE CROSS OF CALIFORNIA | $36K | $0 | $36K | 3.95% |
| LEAVITT GROUP3 Filed as: LEAVITT CENTRAL COAST INS SVCS INC | 950 EAST BLANCO ROAD, SUITE 103 SALINAS, CA 93901 | KAISER FOUNDATION HEALTH PLAN INC | $23K | $0 | $23K | 3.50% |
| ALAINE S. VANNESS3 Filed as: ALAINE S VANNESS | 1217 SOUTH SCHOOL STREET LODI, CA 95240 | AFLAC | $2K | $0 | $2K | 3.22% |
| PETER JAMES SARANTIS3 Filed as: PETER JAMES SARANTIS AND AGENTS | 26200 TOWN CENTER DRIVE, SUITE 110 NOVI, MI 48375 | AFLAC | $2K | $7 | $2K | 3.05% |
| NEAL E. DAILY3 Filed as: NEAL E DAILY | 1852 WEST 11TH STREET, SUITE 310 TRACY, CA 95376 | AFLAC | $1K | $254 | $1K | 2.19% |
| LEAVITT GROUP3 Filed as: LEAVITT CENTRAL COAST INS SVCS INC | 950 EAST BLANCO ROAD, SUITE 103 SALINAS, CA 93901 | AFLAC | $1K | $0 | $1K | 2.03% |
| SERAPIO M. NAMBO3 Filed as: SERAPIO M NAMBO | 2175 57TH AVENUE SACRAMENTO, CA 95822 | AFLAC | $970 | $168 | $1K | 1.91% |
| FRANCISCO MALDONADO3 | 1242 TULLOCH DRIVE TRACY, CA 95304 | AFLAC | $844 | $183 | $1K | 1.73% |
| DAVID B. KITCHEN3 Filed as: DAVID B KITCHEN | 1260 NORTH DUTTON AVENUE, SUITE 180 SANTA ROSA, CA 95401 | AFLAC | $843 | $0 | $843 | 1.42% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 168 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 168 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS OF CALIFORNIA | 207 | $1.6M |
| Dental | AFLAC | 69 | $59K |
| Vision | BLUE CROSS OF CALIFORNIA | 207 | $906K |
| Life insurance(2 contracts, 2 carriers) | BLUE CROSS OF CALIFORNIA | 207 | $966K |
| Short-term disability | AFLAC | 69 | $59K |
| Prescription drug | KAISER FOUNDATION HEALTH PLAN INC | 156 | $647K |
| Other(2 contracts, 2 carriers) | BLUE CROSS OF CALIFORNIA | 207 | $966K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 207 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.